Franklin County property record for 448 Middle Valley Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,140 sqft · built 1999 |
| Lot Size | 5.41 acres (236,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 00-097 21 |
| Primary APN | 016 00-097 21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 1,026 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 236,052 sqft (5.41 acres) |
| Terrain | Rolling |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 560 sqft |
| Porch | Patio |
| Porch Area | 345 sqft |
| Deck Area | 230 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 35567 |
|---|---|
| Street Address | 448 MIDDLE VALLEY RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | MIDDLE VALLEY PLACE TRACT 20 SECTION 2 |
| Legal Subdivision | MIDDLE VALLEY PLAC |
| Legal Phase | 20 |
| Legal Tract | 20 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20302 |
448 Middle Valley Rd is owned and occupied by an individual.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 MIDDLE VALLEY RD, HARDY, VA 24101-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 448 Middle Valley Rd was $1,372.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 | $319,100 Land $54,700 Building $264,400 | $319,100 Land $54,700 Building $264,400 |
| 2023 | $1,360.00 | $223,000 (-) Land $47,700 Building $175,300 | $223,000 (-) Land $47,700 Building $175,300 |
| 2022 | $223,000 Land $47,700 Building $175,300 | $223,000 Land $47,700 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Middle Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Middle Valley Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Glo Fiber, Verizon.
5G (outdoors only) and 4G LTE
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