448 Main St, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 448 Main St, Aurora, NY 13026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,424 sqft · built 1885
Lot Size	0.348 acres (15,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2021)
Tax Bill	$5,470 (2025)
Deeds & Mortgages	May 2023 Refinance Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053401 181.12-1-23`

Property Details

APN / Parcel Number

Primary APN	`053401 181.12-1-23`
Alternative APNs	`340118101200010230000000` `33008010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	1,856 sqft
2nd Floor Area	568 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,181 sqft (0.348 acres)
Lot Dimensions	160 ft deep x 94.9 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33008010
Street Address	448 MAIN ST
City	AURORA
State	NY
Zip	13026-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CAYUGA NY
Township / Civil Division	LEDYARD
Census Block Group	1
Census Block	1058
Census Tract	41002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Aurora Village-Wells College Historic District listed 1980 · 95 contributing resources · NRIS 80002595

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Ledyard Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2244 STATE ROUTE 90, AURORA, NY 13026-9758
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAYUGA LAKE NATIONAL BANK
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit CAYUGA LAKE NATIONAL BANK
Oct 15, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	2021208452
Deed Book / Page	4121 / 1
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	448 MAIN ST, AURORA, NY 13026-9790
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004355/218
Date	May 18, 2023
Book Page	4355/218
Instrument	2023-221767

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	448 MAIN ST, AURORA, NY 13026-9790
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004287/205
Date	Oct 24, 2022
Book Page	4287/205
Instrument	2022-217628

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAYUGA NY
Recording Date	Oct 15, 2021
Property Address	448 MAIN ST, AURORA, NY 13026-9790
Document Number	00004121/1
Book / Page	4121 / 1
Instrument Date	Sep 10, 2021
Instrument	2021-208452
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2244 STATE ROUTE 90, AURORA, NY 13026-9758

Tax Assessment & Valuation

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ledyard Town
Municipality	Aurora Village
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,470.00 (+3.32%)	$240,000 (-) Land $60,000 Building $180,000	$311,688 (+22.08%) Land $77,922 Building $233,766
2024	$5,294.00 (+1,278.65%)
2023		$240,000 Land $60,000 Building $180,000	$255,319 Land $63,830 Building $191,489
2020	$384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF AURORA serves 400 people · EPA ID NY0512920
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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