Effingham County property record for 448 Kessler Loop, Guyton, GA 31312 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,240 sqft Gross Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2022) |
| Tax Bill | $1,679.00 (2025) |
| Primary APN | 04180-040-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,240 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Total Buildings | 2 Total Buildings |
| Shed | 1 Shed |
| Shed Area | 320 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 14336 |
|---|---|
| Street Address | 448 KESSLER LOOP |
| City | GUYTON |
| State | GA |
| Zip | 31312-6342 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.50 AC |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 30403 |
Source: Effingham County records · APN 04180-040-000
Assessment roll updated December 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Aug 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM |
| Aug 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Deed Doc Number | 20222420 |
| Deed Book / Page | 2801 / 995 |
| Prior Transfer Date | Mar 23, 2010 |
| Prior Transfer Doc | 001930/334 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Document Number | 0000002525/0000000625 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 0000002525/0000000625 |
| Instrument | 004241 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 11, 2022 |
| Property Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Document Number | 002801/995 |
| Book / Page | 2801 / 995 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-002420 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Document Number | 0000002802/0000000001 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 0000002802/0000000001 |
| Instrument | 008263 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 11, 2022 |
| Property Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Document Number | 002801/995 |
| Book / Page | 2801 / 995 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-002420 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 KESSLER LOOP, GUYTON, GA 31312-6342 |
| Document Number | 0000008263 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 008263 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2052 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+11.78%) Homeowner's exemption | $56,593 (+22.07%) Land $27,218 Building $29,375 | $141,482 (+22.07%) Land $68,045 Building $73,437 |
| 2024 | $1,502.00 (+64.33%) Homeowner's exemption | $46,361 (+4.04%) Land $16,986 Building $29,375 | $115,903 (+4.04%) Land $42,466 Building $73,437 |
| 2023 | $914.00 (-38.33%) | $44,562 (+15.06%) Land $16,986 Building $27,576 | $111,406 (+15.06%) Land $42,466 Building $68,940 |
| 2022 | $1,482.00 | $38,731 Land $11,155 Building $27,576 | $96,827 Land $27,887 Building $68,940 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 45% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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