Effingham County property record for 448 Keller Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,869 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Nov 2021) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2470-346-000 |
| Primary APN | R2470-346-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,869 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 630 sqft |
| Porch | Slab |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24750 |
|---|---|
| Street Address | 448 KELLER RD |
| City | RINCON |
| State | GA |
| Zip | 31326-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | .24 AC LOT 346 (OUT R237-5C) |
| Legal Subdivision | LOST PLANTATION |
| Legal Phase | G5 |
| Legal Block | G5 |
| Legal Lot Number | 346 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE |
| Dec 6, 2021 | Warranty Deed, Transfer |
| Nov 29, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE |
| Sep 5, 2017 | Deed of Trust, Mortgage SOUTH GEORGIA BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Feb 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Feb 2, 2018 · Amount on Record |
| Deed Document Number | 20213893 |
| Deed Book / Page | 2747 / 894 |
| Last Transfer Date | Dec 6, 2021 |
| Transfer Doc | 002749/879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 0000003003/0000000199 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 0000003003/0000000199 |
| Instrument | D2025008373 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 6, 2021 |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 002749/879 |
| Book / Page | 2749 / 879 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-004065 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Nov 29, 2021 |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 002747/894 |
| Book / Page | 2747 / 894 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-003893 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 0000002747/0000000896 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 0000002747/0000000896 |
| Instrument | 014690 |
| Name | AMERICAN FINANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2426/545 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 2426/545 |
| Instrument | 008136 |
| Name | SOUTH GEORGIA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 0000002649/0000000133 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 0000002649/0000000133 |
| Instrument | 013586 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 2, 2018 |
| Property Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 002449/618 |
| Book / Page | 2449 / 618 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 2018-000225 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 KELLER RD, RINCON, GA 31326-4734 |
| Document Number | 2449/620 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 2449/620 |
| Instrument | 000891 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,571 (-5.35%) Land $30,000 Building $116,571 | $366,427 (-5.35%) Land $75,000 Building $291,427 | |
| 2025 | $4,262.00 (+6.55%) | $154,850 (-1%) Land $30,000 Building $124,850 | $387,124 (-1%) Land $75,000 Building $312,124 |
| 2024 | $4,000.00 (+37.69%) | $156,413 (+41.75%) Land $30,000 Building $126,413 | $391,033 (+41.75%) Land $75,000 Building $316,033 |
| 2022 | $2,905.00 | $110,344 Land $24,000 Building $86,344 | $275,860 Land $60,000 Building $215,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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