Winnebago County property record for 448 Jefferson St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,164 sqft · built 1914 |
| Lot Size | 0.249 acres (10,847 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $27,682 (2023) |
| Deeds & Mortgages | Jun 2024 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00640000 |
| Primary APN | 04-00640000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 10,847 sqft (0.249 acres) |
| Lot Dimensions | 172 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 904-00640000 |
|---|---|
| Street Address | 316 CAROLINE ST |
| City | NEENAH |
| State | WI |
| Zip | 54956-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M2 |
| Legal Description | PLAT OF SHERRYTN LOT 4 BLK 10 |
| Legal Subdivision | PLAT OF SHERRYTN |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 501 |
448 Jefferson St is owner-occupied and held in a trust.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 316 CAROLINE ST, NEENAH, WI 54956-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Deed of Trust, Mortgage · Commercial Mortgage NICOLET NATIONAL BANK |
| Mar 9, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 448 JEFFERSON ST, OSHKOSH, WI 54901-4967 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001925346 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 1925346 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54904 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Mar 9, 2022 |
| Property Address | 448 JEFFERSON ST, OSHKOSH, WI 54901-4967 |
| Document Number | 0001877294 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 1877294 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,500 Land $27,500 Building $172,000 | ||
| 2023 | $27,682.00 (-7.29%) | $478,700 (-) Land $19,800 Building $458,900 | $691,732 Land $28,611 Building $663,121 |
| 2022 | $29,858.00 | $478,700 Land $19,800 Building $458,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Jefferson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 448 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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