448 Hwy 184 E, Toccoa, GA 30577 Property Records

Banks County property record for 448 Hwy 184 E, Toccoa, GA 30577

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	2 bd · 2 ba · 980 sqft · built 1982
Lot Size	123 acres (5,376,611 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2020)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2020 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B71 040`

Property Details

APN / Parcel Number

Primary APN	`B71 040`
Alternative APN	`3097`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Gross Area
1st Floor Area	980 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	5,376,611 sqft (123 acres)
Porch	Finished/Open Porch
Porch Area	507 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	3097
Street Address	448 HIGHWAY 184 E
City	TOCCOA
State	GA
Zip	30577-4709
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	ARR
Legal Description	PB12-61 L&E NR 5.65AC & PB37-596 TR 2
Legal Subdivision	00700-MARTIN BRIDGE AREA 6500
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3052
Census Tract	970100

Owner

Source: Banks County records · APN B71 040

Assessment roll updated November 14, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4512 BROADWELL CIR, FLOWERY BRANCH, GA 30542-4658
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage SMART DARRELL L
Nov 02, 2020	Warranty Deed, Transfer
Jul 08, 2020	Warranty Deed, Transfer
Sep 05, 2019	Warranty Deed, Transfer
Sep 05, 2019	Limited Warranty Deed, Transfer
Sep 05, 2019	Warranty Deed, Transfer
Sep 05, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Sep 05, 2019 · Amount on Record
Deed Document Number	2020514
Deed Book / Page	484 / 862
Last Transfer Date	Jan 30, 2025
Transfer Doc	000573/373
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Transaction Type	Mortgage
Record Updated	Apr 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HIGHWAY 184

Mortgage

Document Number	0000000547/0000000278
Date	Jul 25, 2023
Book Page	0000000547/0000000278

Lender

Name	SMART DARRELL L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 01, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Nov 02, 2020
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000490/821
Book / Page	490 / 821
Instrument Date	Nov 02, 2020
Instrument	2020-000916
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 BROADWELL CIR, FLOWERY BRANCH, GA 30542-4658

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 08, 2020
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000484/862
Book / Page	484 / 862
Instrument Date	Jul 08, 2020
Instrument	2020-000514
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 BROADWELL CIR, FLOWERY BRANCH, GA 30542-4658

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 05, 2019
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000471/356
Book / Page	471 / 356
Instrument Date	Sep 05, 2019
Instrument	2019-000689
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 LEVEL GROVE RD, CORNELIA, GA 30531-3529
Investor	Possibly a Property Investor

September 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 05, 2019
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000471/362
Book / Page	471 / 362
Instrument Date	Sep 05, 2019
Instrument	2019-000688
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 LEVEL GROVE RD, CORNELIA, GA 30531-3529
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 05, 2019
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000471/350
Book / Page	471 / 350
Instrument Date	Sep 05, 2019
Instrument	2019-000686
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 LEVEL GROVE RD, CORNELIA, GA 30531-3529
Investor	Possibly a Property Investor

September 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 05, 2019
Property Address	448 HIGHWAY 184 E, TOCCOA, GA 30577-4709
Document Number	000471/344
Book / Page	471 / 344
Instrument Date	Sep 05, 2019
Instrument	2019-000687
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 LEVEL GROVE RD, CORNELIA, GA 30531-3529
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (-0.63%)	$399,810 (+4.83%) Land $399,809 Building $1	$999,526 (+4.83%) Land $999,523 Building $3
2024	$1,118.00 (+2.66%) Additional exemption filed	$381,403 (+22.21%) Land $381,402 Building $1	$953,507 (+22.21%) Land $953,504 Building $3
2023	$1,089.00 (+9.34%) Additional exemption filed	$312,091 (+66.49%) Land $311,890 Building $201	$780,228 (+66.49%) Land $779,725 Building $503
2022	$996.00	$187,450 Land $187,449 Building $1	$468,626 Land $468,623 Building $3

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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