448 Hillside Dr, Silverthorne, CO 80498 Property Records

Summit County property record for 448 Hillside Dr, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,952 sqft · built 1993
Lot Size	1.04 acres (45,478 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,191 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2019 Mortgage + 14 more
Flood Zone	Zone X (minimal risk)
APN	`1951-3620-09-017`

Property Details

APN / Parcel Number

Primary APN	`1951-3620-09-017`
Alternative APN	`6514594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,952 sqft Living Area
Gross Area	4,648 sqft
1st Floor Area	1,308 sqft
2nd Floor Area	1,408 sqft
Basement Area	1,236 sqft
Finished Basement	1,236 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,478 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	448 HILLSIDE DR
City	SILVERTHORNE
State	CO
Zip	80498-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5R-1 BLOCK G SOUTH FORTY SUB RESUB LOTS 3AR 4A AND 5R
Legal Subdivision	SOUTH FORTY SUB
Legal Block	G
Legal Lot Number	5R-1
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2010
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jun 28, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GMAC MORTGAGE CORP
Jul 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage COLORADO STATE BANK & TRUST
Jul 15, 2008	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jun 30, 2005	Deed of Trust, Mortgage · Line of Credit GMAC MORTGAGE CORP
Jan 28, 2014	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Oct 5, 2023	Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES
Feb 16, 2022	Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES
Oct 20, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2010	Intrafamily Transfer, Transfer HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY
Jun 14, 2013	Intrafamily Transfer, Transfer
Jul 15, 2010	Intrafamily Transfer, Transfer
Feb 25, 2010	Intrafamily Transfer, Transfer · FHA Mortgage COLORADO STATE BANK & TRUST
Jan 29, 2010	Intrafamily Transfer, Transfer HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY
Jan 19, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 22, 2020
Transfer Doc	0001238345
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562

Mortgage

Document Number	0001368449
Date	Jan 28, 2026
Instrument	1368449

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001196927
Date	May 3, 2019
Instrument	1196927

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000824974
Date	Jun 28, 2006
Instrument	824974

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 25, 2021

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000942925
Date	Jul 21, 2010
Instrument	942925

Lender

Name	COLORADO STATE BANK & TRUST
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2040

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000892406
Date	Jul 15, 2008
Instrument	892406

Lender

Name	ALPINE BANK
Type	Bank
Address	FRISCO, CO 80443

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000793786
Date	Jun 30, 2005
Instrument	793786

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047351
Date	Jan 28, 2014
Instrument	1047351

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Dec 10, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 5, 2023
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0001318640
Instrument Date	Sep 22, 2023
Instrument	1318640
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DEFIANT WAY, GRASS VALLEY, CA 95945-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Feb 16, 2022
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0001282526
Instrument Date	Jan 18, 2022
Instrument	1282526
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2519, DILLON, CO 80435-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 20, 2020
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0001238345
Instrument Date	Sep 22, 2020
Instrument	1238345
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3480 GS RICHARDS BLVD STE 101, 101, CARSON CITY, NV 89703-8442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Investor	Possibly a Property Investor

September 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Sep 24, 2010
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0000947457
Map Reference	DOC682764
Instrument Date	Sep 24, 2010
Instrument	947457
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 219, DILLON, CO 80435-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 219, DILLON, CO 80435-0204

June 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jun 14, 2013
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0001028884
Map Reference	DOC682764
Instrument Date	Sep 24, 2010
Instrument	1028884
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 219, DILLON, CO 80435-0204

July 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jul 15, 2010
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0000942579
Map Reference	DOC682764
Instrument Date	Jul 7, 2010
Instrument	942579
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 219, DILLON, CO 80435-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 219, DILLON, CO 80435-0204
Investor	Possibly a Property Investor

February 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Feb 25, 2010
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0000934504
Map Reference	DOC682764
Instrument Date	Feb 25, 2010
Instrument	934504
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HIGHLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 219, DILLON, CO 80435-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 219, DILLON, CO 80435-0204

Mortgage

Document Number	0000934506
Date	Feb 25, 2010
Instrument	934506

Lender

Name	COLORADO STATE BANK & TRUST
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

January 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jan 29, 2010
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0000932920
Map Reference	DOC682764
Instrument Date	Jan 28, 2010
Instrument	932920
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 219, DILLON, CO 80435-0204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 219, DILLON, CO 80435-0204
Investor	Possibly a Property Investor

January 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jan 19, 2007
Property Address	448 HILLSIDE DR, SILVERTHORNE, CO 80498-9562
Document Number	0000844760
Instrument Date	Jan 11, 2007
Instrument	844760
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,191.00 (+18.39%)	$147,710 (+25.77%)	$2,172,200 (+23.92%) Land $595,957 Building $1,576,243
2024	$6,074.00 (-4.26%)	$117,444 (-)
2023	$6,344.00 (+52.94%)	$117,444 (+61.75%)	$1,752,900 (+67.79%) Land $553,300 Building $1,199,600
2022	$4,148.00	$72,607	$1,044,700 Land $342,600 Building $702,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30