Hill County property record for 448 HCR 1432, Covington, TX 76636
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,178 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,877 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16010-93200-90231-000000 |
| Primary APN | 16010-93200-90231-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,178 sqft Living Area |
| Gross Area | 2,297 sqft |
| 1st Floor Area | 1,178 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Porch | Porch |
| Porch Area | 722 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 16010-93200-90231-000000 |
|---|---|
| Street Address | 448 HCR 1432 |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W WEATHEREAD A-932 TR 23A 1.00 AC |
| Legal Subdivision | W WEATHEREAD A- |
| Legal Tract | 23A |
| Jurisdiction | HILL TX |
| Township / Civil Division | BLUM |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960200 |
448 HCR 1432, a rural home, is owned and occupied by two individuals.
Source: Hill County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 HCR 1432, COVINGTON, TX 76636-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 448 HCR 1432 was $2,877 with exemptions applied, up 226.2% from the year before.
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,877.00 (+226.19%) | $164,980 (+1.46%) Land $12,500 Building $152,480 | $164,980 (+1.46%) Land $12,500 Building $152,480 |
| 2025 | $882.00 Homeowner's exemption Senior Citizen's exemption | $162,600 Land $12,500 Building $150,100 | $162,600 Land $12,500 Building $150,100 |
| 2023 | $188,590 Land $10,000 Building $178,590 | $188,590 Land $10,000 Building $178,590 | |
| 2022 | $889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 HCR 1432 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2000–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 HCR 1432 is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 78% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 500 / 100 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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