448 Harmony Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 448 Harmony Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,180 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550303148133000`

Property Details

APN / Parcel Number

Primary APN	`550303148133000`
Alternative APN	`440044089082`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,180 sqft Heated Area
Upper Floors Area	500 sqft
Basement Area	1,680 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	210 ft deep x 420 ft wide

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	328 sqft
Patio Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	440044089082
Street Address	448 HARMONY RD
City	MURPHY
State	NC
Zip	28906-5130
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR CORNWELL 789/15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1060
Census Tract	930402

Owner

Source: Cherokee County records · APN 550303148133000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	448 HARMONY RD, MURPHY, NC 28906-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 1997
Deed Sale	Feb 01, 1997
Deed Document Number	0000078915
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	448 HARMONY RD, MURPHY, NC 28906-5130
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1674/1355
Date	Mar 12, 2021
Book Page	1674/1355
Instrument	1670

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00	$233,310 (-)	$233,310 (-) Land $12,290 Building $221,020
2023		$233,310	$233,310 Land $12,290 Building $221,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.