448 Granite Lake Ct, Denver, NC 28037 Property Records

Lincoln County property record for 448 Granite Lake Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,734 sqft · built 2016
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$391,500 (Dec 2016)
Tax Bill	$3,261 (2026)
Flood Zone	Zone X (minimal risk)
APN	`3692-52-6515`

Property Details

APN / Parcel Number

Primary APN	`3692-52-6515`
Alternative APNs	`261127` `92358`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	6,316 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	261127
Street Address	448 GRANITE LAKE CT
City	DENVER
State	NC
Zip	28037-6531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#108 CAROLINA RIDGE
Legal Subdivision	CAROLINA RDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3004
Census Tract	71102

Owner

448 Granite Lake Ct is owned and occupied by two individuals who bought it in December 2016.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 GRANITE LAKE CT, DENVER, NC 28037-6531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on File
Deed Sale	Dec 15, 2016 · Amount on File
Deed Document Number	2016556363
Deed Book / Page	2634 / 501
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 448 Granite Lake Ct was $3,261.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,261.00	$516,886 Land $75,000 Building $441,886	$516,886 Land $75,000 Building $441,886
2023	$3,228.00	$516,886 Land $75,000 Building $441,886	$516,886 Land $75,000 Building $441,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Granite Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Granite Lake Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20