448 Grace St, Marengo, IL 60152 Property Records

McHenry County property record for 448 Grace St, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	3 bd
Lot Size	0.202 acres (8,779 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Feb 2025)
Tax Bill	$4,490 (2024)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`11-36-129-009`

Property Details

APN / Parcel Number

Primary APN	`11-36-129-009`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,779 sqft (0.202 acres)
Lot Dimensions	75 ft deep x 115 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	448 GRACE ST
City	MARENGO
State	IL
Zip	60152-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0052645 LT 18 PLEASANT PARK
Legal Subdivision	PLEASANT PARK
Legal Block	129
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	3
Census Block	3025
Census Tract	871003

Owner

448 Grace St is owned by two individuals who bought it in February 2025.

Source: McHenry County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 TAMARACK LN, ROCKFORD, IL 61107-3557
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 27, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on File
Deed Sale	Feb 19, 2025 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Document Number	20254149
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	0000049937
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 28, 2026
Property Address	448 GRACE ST, MARENGO, IL 60152-3221
Document Number	0000014728
Instrument Date	May 18, 2026
Instrument	202614728
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	448 GRACE ST, MARENGO, IL 60152-3221

Mortgage

Document Number	0000014728,
Date	May 28, 2026
Instrument	202614728

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	9.47%
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 27, 2021
Property Address	448 GRACE ST, MARENGO, IL 60152-3221
Document Number	0000052645
Map Reference	DOC331886 MB13 PG47
Instrument Date	Sep 21, 2021
Instrument	2021R0052645
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 GRACE ST, MARENGO, IL 60152-3221

Mortgage

Document Number	0000052646
Date	Sep 27, 2021
Instrument	2021R0052646

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 13, 2021
Property Address	448 GRACE ST, MARENGO, IL 60152-3221
Document Number	0000049937
Map Reference	DOC331886MB13PG47
Instrument Date	Jul 1, 2021
Instrument	2021R0049937
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	448 GRACE ST, MARENGO, IL 60152-3221

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,490.00	$67,173 Land $14,870 Building $52,303	$201,519 Land $44,610 Building $156,909
2022	Homeowner's exemption	$53,549 Land $11,854 Building $41,695	$160,647 Land $35,562 Building $125,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 448 Grace St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 64 individual policies
Nearby Flood Policies	74 units insured incl. 10 condo units
Nearby Flood Claims	18 (1978–2018)
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Grace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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