Polk County property record for 448 Fox Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,736 sqft · built 2004 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,900 (Mar 2019) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-19-705004-000370 |
| Primary APN | 27-26-19-705004-000370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,156 sqft |
| 1st Floor Area | 1,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Street Address | 448 FOX LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBURY PB 115 PGS 45 & 46 LOT 37 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | WESTBURY |
| Legal Tract | 705004 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12411 |
448 Fox Loop is owned and occupied by two individuals who bought it in March 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 5, 2019 | Deed of Trust, Mortgage · VA Mortgage SUMMIT MTG CORP |
| Mar 27, 2019 | Warranty Deed, Transfer · VA Mortgage CARDINAL FIN'L |
| May 22, 2017 | Grant Deed, Transfer EQUITY LAND TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Prior Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 201960718 |
| Deed Book / Page | 10789 / 2183 |
| Prior Transfer Date | May 2, 2008 |
| Prior Transfer Doc | 0000089169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Document Number | 0000283785 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 13797/2081 |
| Instrument | 2025283785 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Document Number | 0110731576 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 448 FOX LOOP DAVENPORT FL 338373807, DAVENPORT, FL 33837-3807 |
| Document Number | 0110731576 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 011073/001576 |
| Instrument | 264629 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 27, 2019 |
| Property Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Document Number | 0107892183 |
| Book / Page | 010789 / 002183 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 60718 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 448 FOX LOOP DAVENPORT FL 338373807, DAVENPORT, FL 33837-3807 |
| Document Number | 107892185 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 010789/002185 |
| Instrument | 60719 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 22, 2017 |
| Property Address | 448 FOX LOOP, DAVENPORT, FL 33837-3807 |
| Document Number | 0101530251 |
| Book / Page | 010153 / 000251 |
| Instrument Date | May 10, 2017 |
| Instrument | 96995 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | EQUITY LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,316.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 FOX LOOP DAVENPORT FL 338373807, DAVENPORT, FL 33837-3807 |
The 2025 property tax bill for 448 Fox Loop was $3,821.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,255 (-0.1%) Land $50,000 Building $245,255 | $295,255 (-0.1%) Land $50,000 Building $245,255 | |
| 2025 | $3,821.00 | $295,558 Land $50,000 Building $245,558 | $295,558 Land $50,000 Building $245,558 |
| 2023 | $4,187.00 (+8.67%) | $307,536 (+9.98%) Land $48,000 Building $259,536 | $307,536 (+9.98%) Land $48,000 Building $259,536 |
| 2022 | $3,853.00 | $279,624 Land $40,000 Building $239,624 | $279,624 Land $40,000 Building $239,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Fox Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Fox Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK RV GOLF ; COUNTRY CLUB private · serves 1,300 people · EPA ID FL6535676 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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