448 FM 2377, Red Oak, TX 75154 Property Records

Ellis County property record for 448 FM 2377, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2007
Lot Size	2.35 acres (102,410 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R283859`

Property Details

APN / Parcel Number

Primary APN	`R283859`
Alternative APNs	`99007800001901111` `00582500100100111` `283859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	102,410 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 FM 2377
City	RED OAK
State	TX
Zip	75154-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 LACY ADDN 2.351 AC
Legal Subdivision	LACY ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2005
Census Tract	60218

Owner

448 FM 2377 is owned and occupied by two individuals who acquired it in June 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 FM 2377, RED OAK, TX 75154-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 5, 2020	Deed of Trust, Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020
Deed Sale	Jun 11, 2020
Deed Document Number	202019016
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	448 FM 2377, RED OAK, TX 75154-7632
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2138411
Date	Aug 31, 2021
Instrument	2138411

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	448 FM 2377, RED OAK, TX 75154-7632
Document Number	0000016271
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 FM 2377 RED OAK TX 751547632, RED OAK, TX 75154-7632

Mortgage

Document Number	0000016271
Date	May 20, 2020
Instrument	16271

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 448 FM 2377 was $2,889 with exemptions applied, up 0.7% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,181 (+1%)	$343,157 (-5.05%) Land $170,000 Building $173,157
2025	$2,889.00 (+0.7%) Homeowner's exemption	$305,619 Land $170,000 Building $191,411	$361,411 Land $170,000 Building $191,411
2024	$2,869.00 (+14.44%)
2023	$2,507.00 Homeowner's exemption	$278,419 Land $60,200 Building $218,219	$278,419 Land $60,200 Building $218,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 FM 2377 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 FM 2377 is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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