448 Farris Dr, Grayson, KY 41143 Property Records

Carter County property record for 448 Farris Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1980
Lot Size	93 acres (4,051,080 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Mar 2014)
Tax Bill	$495 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`058-00-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`058-00-00-012.00`
Alternative APN	`24721`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,051,080 sqft (93 acres)
Terrain	Steep
View / Lot	Waterfront - Canal
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	24721
Street Address	448 FARRIS DR
City	GRAYSON
State	KY
Zip	41143-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & FARM
Jurisdiction	CARTER KY
Township / Civil Division	CARTER
Census Block Group	1
Census Block	1031
Census Tract	960400

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 FARRIS DR, GRAYSON, KY 41143-7060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Aug 13, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2014 · Amount on Record
Deed Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	2014348020
Deed Book / Page	120 / 445
Last Transfer Date	Aug 6, 2020
Transfer Doc	0OR436/570
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	448 FARRIS DR, GRAYSON, KY 41143-7060
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 FARRIS DR, GRAYSON, KY 41143-7060

Mortgage

Document Number	000546/521
Date	Oct 9, 2025
Book Page	546/521
Instrument	1012483

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	200 S CAROL MALONE BLVD, GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Aug 13, 2020
Property Address	448 FARRIS DR, GRAYSON, KY 41143-7060
Document Number	0OR436/570
Book / Page	OR436 / 570
Instrument Date	Aug 6, 2020
Instrument	453889
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 FARRIS DR, FULTZ, KY 41143-7060

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (-5.53%)	$107,000 (-)	$107,000 (-)
2023	$524.00 Homeowner's exemption	$107,000	$107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1978–2015)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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