448 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 448 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,845 sqft · built 1954
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2023)
Tax Bill	$11,220 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
APN	`05-00048-02-00042`

Property Details

APN / Parcel Number

Primary APN	`05-00048-02-00042`
Alternative APNs	`0500048000200042` `1540`

Interior

Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	20,125 sqft (0.462 acres)

Location & Zoning

Account Number	1540
Street Address	448 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	EMIL A SCHROTH SEC 01
Legal Block	48.2
Legal Lot Number	42
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed, Transfer · Conventional Mortgage US BANK NA
Nov 17, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	202310242
Deed Book / Page	24580 / 1162
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 22, 2023
Property Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327
Document Number	0245801162
Book / Page	24580 / 1162
Instrument Date	Mar 15, 2023
Instrument	2023010242
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	NOT AVAILABLE, A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 WASHINGTON AVE, CHATHAM, NJ 07928-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327

Mortgage

Document Number	2023010243
Date	Mar 22, 2023
Instrument	2023010243

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 17, 2020
Property Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327
Document Number	0239350850
Book / Page	23935 / 850
Instrument Date	Jul 30, 2020
Instrument	2020083971
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	REAL SAFE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CHESTNUT ST, 105, CRANFORD, NJ 07016-2987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327

Mortgage

Document Number	2020083972
Date	Nov 17, 2020
Instrument	2020083972

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	448 FAIRMOUNT AVE, CHATHAM, NJ 07928-1327
Document Number	0231340557
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 FAIRMOUNT AVE CHATHAM NJ 079281327, CHATHAM, NJ 07928-1327

Mortgage

Document Number	0231340557
Date	Jun 2, 2017
Book Page	023134/000557
Instrument	31365

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,100 (-) Land $379,600 Building $184,500	$564,100 (-) Land $379,600 Building $184,500
2025		$564,100 (-) Land $379,600 Building $184,500	$564,100 (-) Land $379,600 Building $184,500
2024	$11,220.00 (+2.21%)
2023		$564,100 Land $379,600 Building $184,500	$564,100 Land $379,600 Building $184,500
2022	$10,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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