448 E Prospect St, York, PA 17403 Property Records

York County property record for 448 E Prospect St, York, PA 17403

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,938 sqft · built 1900
Lot Size	0.037 acres (1,612 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jul 2023)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit Aug 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-253-02-0021.00-00000`

Property Details

APN / Parcel Number

Primary APN	`10-253-02-0021.00-00000`
Alternative APNs	`1025030200210000000` `100028300`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,938 sqft Total Area
1st Floor Area	817 sqft
Basement Area	40 sqft
Unfinished Basement	40 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Metal Frame
Fire Resistance	Special
Roof Type	Mansard
Lot Area	1,612 sqft (0.037 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2405
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CM
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2007
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District (Boundary Increase) listed 2008 · 47 contributing resources · NRIS 08001271

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	665 NOBLE RD, CHRISTIANA, PA 17509-9607
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO
Aug 17, 2021	Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO
May 28, 2021	Deed, Transfer · Stand-Alone First Mortgage SU CHONG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202325021
Deed Book / Page	2787 / 1310
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jul 5, 2023
Property Address	448 E PROSPECT ST, YORK, PA 17403-2405
Document Number	0000025021
Book / Page	2787 / 1310
Instrument Date	Jun 30, 2023
Instrument	2023025021
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 NOBLE RD, CHRISTIANA, PA 17509-9607

Mortgage

Document Number	0000025022
Date	Jul 5, 2023
Book Page	2787/1327
Instrument	2023025022

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Aug 17, 2021
Property Address	448 E PROSPECT ST, YORK, PA 17403-2405
Document Number	0000051374
Book / Page	2673 / 1174
Instrument Date	Aug 3, 2021
Instrument	2021051374
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	DEEDWORKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 WALNUT ST, 725, LEBANON, PA 17042-6057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	92 WINDY TOP RD, CHRISTIANA, PA 17509-9624

Mortgage

Document Number	0000051375
Date	Aug 17, 2021
Instrument	2021051375

Lender

Name	UNIVEST BANK & TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2031

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	May 28, 2021
Property Address	448 E PROSPECT ST, YORK, PA 17403-2405
Document Number	0000032964
Book / Page	2654 / 5558
Instrument Date	May 26, 2021
Instrument	2021032964
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	DEEDWORKS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2944 WHITEFORD RD # 1A, 1A, YORK, PA 17402-8978
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032965
Date	May 28, 2021
Instrument	2021032965

Lender

Name	SU CHONG
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00 (+3.41%)	$41,050 (-) Land $6,750 Building $34,300
2024	$2,548.00	$41,050 (-) Land $6,750 Building $34,300
2023	$2,548.00	$41,050 Land $6,750 Building $34,300
2006			$41,050 Land $6,750 Building $34,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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