448 E Prospect Ave, State College, PA 16801 Property Records

Centre County property record for 448 E Prospect Ave, State College, PA 16801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1941
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$81,900 (Jul 1983)
Tax Bill	$5,008 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-013-,438-,0000`

Property Details

APN / Parcel Number

Primary APN	`36-013-,438-,0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 E PROSPECT AVE
City	STATE COLLEGE
State	PA
Zip	16801-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	STATE COLLEGE
Census Block Group	4
Census Block	4005
Census Tract	12000

Owner

448 E Prospect Ave is owned and occupied by an individual who acquired it in October 2020.

Source: Centre County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	448 E PROSPECT AVE, STATE COLLEGE, PA 16801-5760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1983 · Amount on File
Deed Sale	Jul 22, 1983 · Amount on File
Deed Book / Page	416 / 1034
Last Transfer Date	Oct 2, 2020
Transfer Doc	2261000847
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	448 E PROSPECT AVE, STATE COLLEGE, PA 16801-5760
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02242/0886
Date	Dec 9, 2019
Book Page	2242/0886

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	448 E PROSPECT AVE, STATE COLLEGE, PA 16801-5760
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002290/824
Date	Apr 12, 2022
Book Page	2290/824

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Nov 23, 2020
Property Address	448 E PROSPECT AVE, STATE COLLEGE, PA 16801-5760
Document Number	002261/847
Book / Page	2261 / 847
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E PROSPECT AVE, STATE COLLEGE, PA 16801-5760

Tax Assessment & Valuation

The 2026 property tax bill for 448 E Prospect Ave was $5,008.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	State College Borough
Unified School District	State College Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,008.00	$58,460 Land $15,000 Building $43,460
2025			$116,920 Land $30,000 Building $86,920
2024	$4,311.00	$58,460 Land $15,000 Building $43,460
1994			$116,920 Land $30,000 Building $86,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 E Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 E Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STATE COLLEGE BORO WATER AUTH serves 72,000 people · EPA ID PA4140096
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dojo Networks, Upward Broadband.

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