448 E Penn St, Muncy, PA 17756 Property Records

Lycoming County property record for 448 E Penn St, Muncy, PA 17756

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,679 sqft · built 1901
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Jul 2021)
Tax Bill$2,178 (2026)
Deeds & MortgagesAug 2023 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-002-904

Property Details

APN / Parcel Number

Primary APN40-002-904
Alternative APNs
  • 40+,002.0-0904.00-000+
  • 402904

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,679 sqft Living Area
Basement Area736 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialVinyl
Lot Area23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address448 E PENN ST
CityMUNCY
StatePA
Zip17756-7725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5RER
Legal SubdivisionLANDS OF DUANE D & KIMBERLY J GARDNER
JurisdictionLYCOMING PA
Township / Civil DivisionMUNCY CREEK
Census Block Group4
Census Block4010
Census Tract10800

Owner

Source: Lycoming County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address448 E PENN ST, MUNCY, PA 17756-7725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Intrafamily Transfer, Transfer
Jul 19, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Prior SaleJul 11, 2007 · Amount on Record
Deed Document Number202110200
Deed Book / Page9255 / 741
Last Transfer DateAug 17, 2023
Transfer Doc009314/299
Record UpdatedJun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYCOMING PA
Recording DateAug 18, 2023
Property Address448 E PENN ST, MUNCY, PA 17756-7725
Document Number009314/299
Book / Page9314 / 299
Map ReferenceMB 59 PG 185
Instrument DateAug 3, 2023
Instrument202300008460
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionLYCOMING PA
Recording DateJul 19, 2021
Property Address448 E PENN ST, MUNCY, PA 17756-7725
Document Number9255/741
Book / Page9255 / 741
Map ReferenceMB 60 PG 41
Instrument DateJul 6, 2021
Instrument202100010200
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 E PENN ST, MUNCY, PA 17756-7725

Mortgage

Document Number202100010201
DateJul 19, 2021
Instrument202100010201
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLycoming County
County SubdivisionMuncy Creek Township
Unified School DistrictMuncy School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,178.00 (+2.06%)$88,110 (-) Land $37,420 Building $50,690
2025$2,134.00$88,110 (-) Land $37,420 Building $50,690
2024$2,134.00$88,110 (-) Land $37,420 Building $50,690
2023$2,134.00$88,110 Land $37,420 Building $50,690
2004$88,110 Land $37,420 Building $50,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims68 (1978–2011)
Claims Outside the SFHA12 of 68
Most Recent ClaimSep 2011 · Tropical Storm Lee
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 19 claims
  • Tropical Depression Ivan, Sep 2004 · 15 claims
  • Severe Storms And Flooding, Jan 1996 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNCY BOROUGH WATER COMPANY
serves 2,900 people · EPA ID PA4410165
Water SourceGroundwater
Last State InspectionMar 2026
Lead890 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Windstream
Fiber · DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
River Valley Internet
Fixed Wireless
100 / 50

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