Herkimer County and Winfield Town property record for 448 E Main St, West Winfield, NY 13491
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,914 sqft · built 1890 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,000 (Jul 2017) |
| Tax Bill | $4,234 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Sale |
| APN | 215601 137.31-2-26 |
| Primary APN | 215601 137.31-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,914 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| 2nd Floor Area | 804 sqft |
| Upper Floors Area | 348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 260 ft deep x 96 ft wide |
| Porch | Slab |
| Porch Area | 452 sqft |
| Patio Area | 351 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 172008490 |
|---|---|
| Street Address | 448 E MAIN ST |
| City | WEST WINFIELD |
| State | NY |
| Zip | 13491-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | WINFIELD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 10100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Winfield Historic District listed 2026 · 382 contributing resources · NRIS 100012672 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
448 E Main St is owned and occupied by two individuals who bought it in July 2017.
Source: Herkimer County and Winfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 E MAIN ST, WEST WINFIELD, NY 13491-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jul 28, 2017 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Deed Book / Page | 2017 / 3946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 448 E MAIN ST, WEST WINFIELD, NY 13491-2910 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | RP20173947 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | RP2017-3947 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2047 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 28, 2017 |
| Property Address | 448 E MAIN ST, WEST WINFIELD, NY 13491-2910 |
| Document Number | 0000002017/0000003946 |
| Book / Page | 0000002017 / 0000003946 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 448 E Main St was $4,234, up 1.4% from the year before.
Source: Herkimer County and Winfield Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Winfield Town |
| Municipality | West Winfield Village |
| Unified School District | Mount Markham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,234.00 (+1.36%) | ||
| 2025 | $4,177.00 | $95,000 Land $10,700 Building $84,300 | $180,746 Land $20,358 Building $160,388 |
| 2023 | $95,000 Land $10,700 Building $84,300 | $153,226 Land $17,258 Building $135,968 | |
| 2020 | $3,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 448 E Main St; there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST WINFIELD VILLAGE serves 862 people · EPA ID NY2102342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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