448 E Main St, Searsport, ME 04974 Property Records

Waldo County and Searsport Town property record for 448 E Main St, Searsport, ME 04974

Property Summary

Property Type	Single Family Home
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,300 (Aug 2012)
Tax Bill	$5,578 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SEAP M:009 L:004-B`

Property Details

APN / Parcel Number

Primary APN	`SEAP M:009 L:004-B`
Alternative APNs	`M:009 L:004=B` `1963`

Exterior

Architectural Style	Multi-Family
Lot Area	30,056 sqft (0.69 acres)

Location & Zoning

Account Number	1963
Street Address	448 E MAIN ST
City	SEARSPORT
State	ME
Zip	04974-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-B
Jurisdiction	SEARSPORT ME
Township / Civil Division	SEARSPORT
Census Block Group	6
Census Block	6014
Census Tract	42000

Owner

Source: Waldo County and Searsport Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 E MAIN ST, SEARSPORT, ME 04974-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 19, 2019	Loan Modification, Mortgage MIDFIRST BK
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012 · Amount on Record
Deed Sale	Aug 31, 2012 · Amount on Record
Prior Sale	Sep 7, 2005 · Amount on Record
Deed Document Number	20128918
Deed Book / Page	3682 / 297
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEARSPORT ME
Property Address	448 E MAIN ST, SEARSPORT, ME 04974-3104
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004748/150
Date	Dec 20, 2021
Book Page	4748/150
Instrument	2021-13859

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEARSPORT ME
Property Address	448 E MAIN ST, SEARSPORT, ME 04974-3104
Document Number	0044560120
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E MAIN ST SEARSPORT ME 049743104, SEARSPORT, ME 04974-3104

Mortgage

Document Number	0044560120
Date	Jan 6, 2020
Book Page	004456/000120
Instrument	93

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEARSPORT ME
Property Address	448 E MAIN ST, SEARSPORT, ME 04974-3104
Document Number	0044530058
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E MAIN ST SEARSPORT ME 049743104, SEARSPORT, ME 04974-3104

Mortgage

Document Number	0044530058
Date	Dec 26, 2019
Book Page	004453/000058
Instrument	12510

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEARSPORT ME
Recording Date	Oct 20, 2017
Property Address	448 E MAIN ST, SEARSPORT, ME 04974-3104
Document Number	0042150138
Book / Page	004215 / 000138
Instrument Date	Oct 19, 2017
Instrument	10172
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 E MAIN ST SEARSPORT ME 049743104, SEARSPORT, ME 04974-3104

Mortgage

Document Number	42150140
Date	Oct 20, 2017
Book Page	004215/000140
Instrument	10173

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Waldo County and Searsport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Searsport Town
Unified School District	Regional School Unit 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,578.00 (+13.03%)	$334,000 (+54.99%) Land $51,500 Building $282,500
2024	$4,935.00 (+18.66%)	$215,500 (-) Land $33,200 Building $182,300
2022	$4,159.00	$215,500 Land $33,200 Building $182,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1992–2009)
Most Recent Claim	Jun 2009 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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