DeKalb County property record for 448 E Main St, Liberty, TN 37095
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,753 sqft · built 1910 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $140,000 (May 2007) |
| Tax Bill | $737 (2022) |
| Deeds & Mortgages | Mar 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021043L A 00700 |
| Primary APN | 021043L A 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,753 sqft Living Area |
| 1st Floor Area | 2,297 sqft |
| Upper Floors Area | 760 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 628 sqft |
| Shed | 1 Shed |
| Shed Area | 448 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 448 E MAIN ST |
|---|---|
| City | LIBERTY |
| State | TN |
| Zip | 37095-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 920300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Liberty Historic District listed 1987 · 76 contributing resources · NRIS 87001058 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeKalb County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 448 E MAIN ST, LIBERTY, TN 37095-2155 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/MIDDLE TN |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/MIDDLE TN |
| Last Sale | May 18, 2007 · Amount on Record |
|---|---|
| Deed Sale | May 18, 2007 · Amount on Record |
| Prior Sale | May 19, 2006 · Amount on Record |
| Deed Document Number | 0000265682 |
| Deed Book / Page | 265 / 682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 448 E MAIN ST, LIBERTY, TN 37095-2155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004080102 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 408/102 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 448 E MAIN ST, LIBERTY, TN 37095-2155 |
| Document Number | 0000192447 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 448 E MAIN ST LIBERTY TN 370952155, LIBERTY, TN 37095-2155 |
| Document Number | 0000192447 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 000468/000168 |
| Instrument | 192447 |
| Name | FIRST NAT'L BK/MIDDLE TN |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 448 E MAIN ST, LIBERTY, TN 37095-2155 |
| Document Number | 0000186814 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 448 E MAIN ST LIBERTY TN 370952155, LIBERTY, TN 37095-2155 |
| Document Number | 0000186814 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 000443/000308 |
| Instrument | 186814 |
| Name | FIRST NAT'L BK/MIDDLE TN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: DeKalb County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Municipality | Liberty Town |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,575 (-) Land $7,050 Building $35,525 | ||
| 2023 | $42,575 (-) Land $7,050 Building $35,525 | ||
| 2022 | $737.00 | $42,575 Land $7,050 Building $35,525 | $170,300 (-) Land $28,200 Building $142,100 |
| 2021 | $170,300 Land $28,200 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWELLTOWN-LIBERTY W.S. serves 1,049 people · EPA ID TN0000403 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #1 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 38 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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