448 E Holiday Dr, Decatur, IL 62526 Property Records

Macon County property record for 448 E Holiday Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2023)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-35-302-017`

Property Details

APN / Parcel Number

Primary APN	`07-07-35-302-017`
Alternative APN	`07-35-302-017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070735302017
Street Address	448 E HOLIDAY DR
City	DECATUR
State	IL
Zip	62526-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0016 B 00 HOLIDAY HILLS 1ST ADD 04BK3462/679 IRREG 99BK2791/166 62,000
Legal Range	02E
Legal Township	17N
Legal Section	35
Legal Subdivision	HOLIDAY HILLS 1ST ADD
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	1
Census Block	1026
Census Tract	2904

Owner

448 E Holiday Dr is owned and occupied by an individual who bought it in November 2023.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	448 E HOLIDAY DR, DECATUR, IL 62526-2340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2013	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	May 2, 2008 · Amount on File
Deed Document Number	20232019477
Deed Book / Page	4987 / 100
Record Updated	Sep 20, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	448 E HOLIDAY DR, DECATUR, IL 62526-2340
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004298/803
Date	Apr 30, 2013
Book Page	4298/803
Instrument	1853737

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2043

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 30, 2023
Property Address	448 E HOLIDAY DR, DECATUR, IL 62526-2340
Document Number	004987/100
Book / Page	4987 / 100
Map Reference	BK 300 PG 321
Instrument Date	Nov 29, 2023
Instrument	2019477
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E HOLIDAY DR, DECATUR, IL 62526-2340
Investor	Possibly a Property Investor

Mortgage

Document Number	0002019478
Date	Nov 30, 2023
Instrument	2019478

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.63%
Max Rate At Change	8.63%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 448 E Holiday Dr was $2,730 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00	$34,656 Land $5,636 Building $29,020	$103,979 Land $16,910 Building $87,069
2022	$2,231.00 Homeowner's exemption	$27,597 Land $4,488 Building $23,109	$82,799 Land $13,465 Building $69,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 448 E Holiday Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	20 (1978–2011)
Claims Outside the SFHA	10 of 20
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 E Holiday Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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