Polk County property record for 448 E Granger Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1920 |
| Lot Size | 0.226 acres (9,822 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2025) |
| Tax Bill | $2,070 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 020/00582-001-000 |
| Primary APN | 020/00582-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Gross Area | 1,544 sqft |
| 1st Floor Area | 712 sqft |
| Attic | Attic |
| Attic Area | 216 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,822 sqft (0.226 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 448 E GRANGER AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX BEG NE COR THN S120F W 11.46F NE 121.36F TO POB- LTS 14 & 15 BLK 13 SECOND PLAT OF CLIFTON HEIGHTS |
| Legal Subdivision | FIRST PLAT OF CLIFTON HEIGHTS |
| Legal Block | 13 |
| Legal Lot Number | 14,15 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 4200 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 20, 2024 | Warranty Deed, Transfer · Line of Credit HARDIN COUNTY SVGS BANK |
| Apr 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Jun 6, 2018 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Aug 1, 2025 · Amount on Record |
| Deed Document Number | 202548777 |
| Deed Book / Page | 20240 / 436 |
| Prior Transfer Date | May 30, 2004 |
| Prior Transfer Doc | 0000137209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085197 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 19323/694 |
| Instrument | 2022-00085197 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054862 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 18551/612 |
| Instrument | 2021-00054862 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 20, 2024 |
| Property Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Document Number | 0000061122 |
| Book / Page | 19978 / 437 |
| Instrument Date | Nov 18, 2024 |
| Instrument | 2024-00061122 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 DOUGLAS AVE, DES MOINES, IA 50310-1840 |
| Document Number | 0000061123 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 2024-00061123 |
| Name | HARDIN COUNTY SVGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800068922 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 17276/0390 |
| Instrument | 2018-00068922 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 6, 2018 |
| Property Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Document Number | 201700094512 |
| Book / Page | 16950 / 0219 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 2017-00094512 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 E GRANGER AVE, DES MOINES, IA 50315-1317 |
| Document Number | 201700094514 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 2017-00094514 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,500 (-80.51%) Land $20,500 | $20,500 (-80.51%) Land $20,500 | |
| 2024 | $2,070.00 (+3.4%) | ||
| 2023 | $105,200 Land $21,900 Building $83,300 | $105,200 Land $21,900 Building $83,300 | |
| 2020 | $2,002.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1983–2010) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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