448 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 448 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,553 sqft · built 2023
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Nov 2020)
Tax Bill	$4,281 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`244LG002`

Property Details

APN / Parcel Number

Primary APN	`244LG002`
Alternative APNs	`108514442731` `80103250`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,553 sqft Heated Area
Gross Area	4,356 sqft
1st Floor Area	787 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,009 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80103250
Street Address	448 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-8 B-11 S-A PLAT 3/178
Legal Block	11
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4021
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	59 PENT RD, R, DURHAM, CT 06422-2204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Nov 23, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Book / Page	4493 / 713
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	448 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59R PENT RD, DURHAM, CT 06422-2204

Mortgage

Document Number	0049010794
Date	Aug 24, 2022
Book Page	4901/794

Lender

Name	UNITED BANK
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 23, 2020
Property Address	448 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044930713
Book / Page	4493 / 713
Map Reference	CAB 3 PG 178&178A
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 DEER PATH, 456, CALABASH, NC 28467-2545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59R PENT RD, DURHAM, CT 06422-2204

Mortgage

Document Number	4493716
Date	Nov 23, 2020
Instrument	4493/716

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,134,770 (-) Land $300,000 Building $834,770	$1,134,770 (-) Land $300,000 Building $834,770
2025	$4,281.00	$1,134,770 (+278.26%) Land $300,000 Building $834,770	$1,134,770 (+278.26%) Land $300,000 Building $834,770
2023		$300,000 Land $300,000	$300,000 Land $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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