448 E Delta St, Hancock, IA 51536 Property Records

Pottawattamie County property record for 448 E Delta St, Hancock, IA 51536

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,338 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7639 08 378 013`

Property Details

APN / Parcel Number

Primary APN	`7639 08 378 013`
Alternative APN	`078 100 066 023609 002 000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,338 sqft Base Area
1st Floor Area	1,338 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	133 ft deep x 11.2 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Street Address	448 E DELTA ST
City	HANCOCK
State	IA
Zip	51536-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANCOCK TOWN 8-76-39 E112 S133' N153' LT 2 AUD SUB SE SW
Legal Range	390
Legal Township	760
Legal Section	08
Legal Subdivision	AUD SUB
Legal Lot Number	2
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2080
Census Tract	21701

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1, HANCOCK, IA 51536-0001
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000003672
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 7, 2026
Property Address	448 E DELTA ST, HANCOCK, IA 51536-3016
Document Number	0000003672
Instrument Date	Apr 7, 2026
Instrument	20263672
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	448 E DELTA ST, HANCOCK, IA 51536-3016
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E DELTA ST, HANCOCK, IA 51536-3016

Mortgage

Document Number	0000001592
Date	Feb 23, 2023
Instrument	2023-01592

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	OAKLAND, IA 51560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Hancock City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,800 (-) Land $15,700 Building $144,100	$159,800 (-) Land $15,700 Building $144,100
2025	$2,208.00 (-32.64%)	$159,800 (+10.44%) Land $15,700 Building $144,100	$159,800 (+10.44%) Land $15,700 Building $144,100
2023		$144,700 Land $20,500 Building $124,200	$144,700 Land $20,500 Building $124,200
2021	$3,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANCOCK WATER SUPPLY serves 200 people · EPA ID IA7833025
Water Source	Purchased groundwater from OAKLAND MUNIC WATER UTILITY
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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