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448 E Chester St, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 448 E Chester St, Long Beach, NY 11561

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,084 sqft · built 1951
Lot Size0.078 acres (3,400 sqft)
Owner2 Individual Names on File
Last Sale$2,225,000 (Sep 2026)
Tax Bill$1,485 (2026)
Deeds & MortgagesSep 2026 Sale
Sep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN59-154-00-0071

Property Details

APN / Parcel Number

Primary APN59-154-00-0071
Alternative APNs
  • 1000-59-154-00-0071-0
  • 59154000071000000000
  • 281000 59.-154-71
  • 59154 00710

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialOther
Lot Area3,400 sqft (0.078 acres)
Lot Dimensions85 ft deep x 40 ft wide
PorchSlab
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number59154 00710
Street Address448 E CHESTER ST
CityLONG BEACH
StateNY
Zip11561-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #5 SCH DIST 028
Legal Block154
Legal Lot Number71
JurisdictionNASSAU NY
Township / Civil DivisionLONG BEACH
Census Block Group2
Census Block2006
Census Tract416701

Owner

448 E Chester St is owned by two individuals who bought it in September 2026.

Source: Nassau County and Long Beach City records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address400 E OLIVE ST, LONG BEACH, NY 11561-3607
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Bargain and Sale Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on File
Deed SaleSep 2, 2026 · Amount on File
Deed Document Number202659830
Deed Book / Page14791 / 757
Record UpdatedOct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateSep 2, 2026
Property Address448 E CHESTER ST, LONG BEACH, NY 11561-2304
Document Number0000059830
Book / Page14791 / 757
Instrument DateAug 20, 2026
Instrument202659830
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
Tax$3,146,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E OLIVE ST, LONG BEACH, NY 11561-3607

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address448 E CHESTER ST, LONG BEACH, NY 11561-2304
Document Number0447420439
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address568 E HARRISON ST LONG BEACH NY 115612443, LONG BEACH, NY 11561-2443

Mortgage

Document Number0447420439
DateNov 18, 2020
Book Page044742/000439
Instrument110802
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 17, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 448 E Chester St was $1,485, down 75.8% from the year before.

Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
MunicipalityLong Beach City
Unified School DistrictLong Beach City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,485.00 (-75.81%)$469 Land $208 Building $261$469,000
2025$6,139.00
2023$6,302.00 Homeowner's exemption$469 Land $208 Building $261$469,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 448 E Chester St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 164 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies164 in force
Nearby Flood Claims198 (1978–2024)
Claims Outside the SFHA85 of 198
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 162 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONG BEACH CITY
serves 35,000 people · EPA ID NY2902834
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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