448 E 400 N, Vineyard, UT 84059 Property Records

Utah County property record for 448 E 400 N, Vineyard, UT 84059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 2020
Lot Size	0.064 acres (2,769 sqft)
Owner	Individual Name on Record
Last Sale	$363,100 (Jul 2020)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-887-0015`

Property Details

APN / Parcel Number

Primary APN	`55-887-0015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,461 sqft
Basement Area	871 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	2,769 sqft (0.064 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 E 400 N
City	VINEYARD
State	UT
Zip	84059-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, PLAT A, WINDSOR AT WATERS EDGE SUB AREA 0.064 AC.
Legal Subdivision	WINDSOR AT WATERS EDGE
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2000
Census Tract	2208

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 E 400 N, VINEYARD, UT 84059-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Grant Deed, Transfer GT TITLE SERVICES, GT TITLE SVC
Jul 23, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 20, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF UT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jul 23, 2020
Deed Document Number	2020106585
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	448 E 400 N, VINEYARD, UT 84059-7506
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146481
Date	Aug 23, 2021
Instrument	146481:2021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Jul 23, 2020
Property Address	448 E 400 N, VINEYARD, UT 84059-7506
Document Number	0001016584
Instrument Date	Jul 23, 2020
Instrument	1016584
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 E 200 S #1D LEHI UT 840431470, 1D, LEHI, UT 84043-1470
Investor	Possibly a Property Investor

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 23, 2020
Property Address	448 E 400 N, VINEYARD, UT 84059-7506
Document Number	0000106585
Instrument Date	Jul 22, 2020
Instrument	106585:2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 E 400 N, VINEYARD, UT 84059-7506

Mortgage

Document Number	0000106586
Date	Jul 23, 2020
Instrument	106586:2020

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Mar 20, 2020
Property Address	448 E 400 N, VINEYARD, UT 84059-7506
Document Number	0000035755
Instrument Date	Mar 19, 2020
Instrument	35755
Transaction Type	Construction Loan
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 S INTERSTATE PLZ #250 LEHI UT 840438604, 250, LEHI, UT 84043-8604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035755
Date	Mar 20, 2020
Instrument	35755

Lender

Name	BANK OF UT
Type	Bank
Address	50 S 200 E, SALT LAKE CITY, UT 84111-1617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Vineyard Town
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,505 (-41.37%)	$559,100 (+6.6%) Land $177,900 Building $381,200
2025	$3,170.00	$524,500 (+91.99%) Land $177,900 Building $346,600	$524,500 (+5.6%) Land $177,900 Building $346,600
2024	$3,170.00 (+21.64%)
2023	$2,606.00 (+3.95%)	$273,185	$496,700 Land $169,400 Building $327,300
2022	$2,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINEYARD CITY serves 21,431 people · EPA ID UTAH25168
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: CenturyLink, Verizon.

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