448 E 275th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 448 E 275th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,282 sqft · built 1952
Lot Size	0.199 acres (8,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Oct 2021)
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`645-43-018`

Property Details

APN / Parcel Number

Primary APN	`645-43-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	855 sqft
2nd Floor Area	427 sqft
Basement Area	855 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,650 sqft (0.199 acres)
Lot Dimensions	173 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	140 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	448 E 275TH ST
City	EUCLID
State	OH
Zip	44132-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 UPSON HOMS 0069 ALL
Legal Subdivision	UPSON HOMES
Legal Tract	20
Legal Lot Number	69
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1011
Census Tract	152302

Owner

Source: Cuyahoga County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 E 275TH ST, EUCLID, OH 44132-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 11, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
Apr 28, 2020	Quit Claim Deed, Transfer ATTORNEY'S TITLE
Feb 28, 2017	Warranty Deed, Transfer VACCARO FAMILY LIVING TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2021574
Last Transfer Date	Apr 7, 2022
Transfer Doc	0000000277
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E 275TH ST, EUCLID, OH 44132-1716

Mortgage

Document Number	0000000347
Date	Oct 6, 2025
Instrument	202510060347

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E 275TH ST, EUCLID, OH 44132-1716

Mortgage

Document Number	0000000306
Date	Apr 15, 2024
Instrument	202404150306

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E 275TH ST, EUCLID, OH 44132-1716

Mortgage

Document Number	0000000270
Date	Feb 1, 2024
Instrument	202402010270

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 11, 2022
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Document Number	0000000277
Map Reference	VOL 144 PG 25
Instrument Date	Apr 7, 2022
Instrument	202204110277
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	448 E 275TH ST, EUCLID, OH 44132-1716

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 13, 2021
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Document Number	0000000574
Map Reference	VOL 144 PG 25
Instrument Date	Oct 12, 2021
Instrument	202110130574
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 E 275TH ST, EUCLID, OH 44132-1716

Mortgage

Document Number	0000000575
Date	Oct 13, 2021
Instrument	202110130575

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 28, 2020
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Document Number	0004280297
Instrument Date	Apr 4, 2020
Instrument	4280297
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY'S TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	80 E 197TH ST EUCLID OH 441191002, EUCLID, OH 44119-1002

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 28, 2017
Property Address	448 E 275TH ST, EUCLID, OH 44132-1716
Document Number	0002280619
Instrument Date	Feb 22, 2017
Instrument	2280619
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 E 275TH ST EUCLID OH 441321716, EUCLID, OH 44132-1716

Mortgage

Document Number	2280620
Date	Feb 28, 2017
Instrument	2280620

Lender

Name	VACCARO FAMILY LIVING TR (PT)
Address	7083 BRIGHTWOOD DR, PAINESVILLE, OH 44077-2169

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,075.00 (+2.81%) Homeowner's exemption	$46,095 (-0.01%) Land $10,010 Building $36,085	$131,700 (-) Land $28,600 Building $103,100
2024	$2,991.00 (+6.86%) Homeowner's exemption	$46,100 (+42.68%) Land $10,010 Building $36,090	$131,700 (+42.69%) Land $28,600 Building $103,100
2023	$2,799.00 (+2.34%) Homeowner's exemption	$32,310 (-) Land $7,600 Building $24,710
2022	$2,735.00 Homeowner's exemption	$32,310 Land $7,600 Building $24,710
2021			$92,300 Land $21,700 Building $70,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

Nearby Properties on E 275th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures