448 Day St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 448 Day St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,397 sqft · built 1960
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Apr 2026)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13261-30030-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-30030-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Finished Basement	396 sqft
Unfinished Basement	605 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	66 ft deep x 66 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	448 DAY ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT SIX STR/LB 593
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	593
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2013
Census Tract	1002

Owner

448 Day St NW is owned and occupied by an individual who bought it in April 2026.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Unknown COMMUNITY BANK & TRUST-WEST GEORGIA
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
Mar 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	202610794
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5512 BLACK OAK DR NE, CEDAR RAPIDS, IA 52411-7627

Mortgage

Document Number	2025027479
Date	Oct 6, 2025
Instrument	2025-027479

Lender

Name	COMMUNITY BANK & TRUST-WEST GEORGIA
Address	201 BROAD ST, LAGRANGE, GA 30240

Agreement

Type	Unknown
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1132700088
Date	Apr 7, 2022
Book Page	11327/88

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 22, 2026
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Document Number	0000010683
Instrument Date	Apr 21, 2026
Instrument	202610683
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 23, 2026
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Document Number	0000010794
Instrument Date	Apr 10, 2026
Instrument	2026.10794
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,794.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224

Mortgage

Document Number	0000010795,
Date	Apr 23, 2026
Instrument	2026..10795

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 23, 2026
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Document Number	2026010794
Instrument Date	Apr 10, 2026
Instrument	202610794
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,794.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224

Mortgage

Document Number	0000010795,
Date	Apr 23, 2026
Instrument	202610795

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 4, 2022
Property Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224
Document Number	1129800477
Book / Page	11298 / 477
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 DAY ST NW, CEDAR RAPIDS, IA 52405-3224

Tax Assessment & Valuation

The 2025 property tax bill for 448 Day St NW was $2,590, up 9.1% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,300 (+2.67%) Land $40,300 Building $129,000	$169,300 (+2.67%) Land $40,300 Building $129,000
2025	$2,590.00 (+9.1%)	$164,900 Land $37,200 Building $127,700	$164,900 Land $37,200 Building $127,700
2024	$2,374.00
2023		$144,600 Land $32,600 Building $112,000	$144,600 Land $32,600 Building $112,000
2022	$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Day St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Day St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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