448 Cross St, New Braunfels, TX 78130 Property Records

Comal County property record for 448 Cross St, New Braunfels, TX 78130

Property Summary

Property TypeMulti-Family Dwellings
Details2 ba · 1,414 sqft · built 1900
Lot Size0.152 acres (6,603 sqft)
OwnerIndividual Name on File
Last Sale$305,900 (Sep 2022)
Tax Bill$3,635 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN4-0000-0003-00

Property Details

APN / Parcel Number

Primary APN4-0000-0003-00
Alternative APN
  • 1438

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,414 sqft Living Area
1st Floor Area1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area6,603 sqft (0.152 acres)
Lot Dimensions69 ft deep x 96 ft wide
Storage Building99 sqft

Location & Zoning

Street Address448 CROSS ST
CityNEW BRAUNFELS
StateTX
Zip78130-5627
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionCITY BLOCK 4001, LOT 278 S 69
Legal SubdivisionCITY BLOCK 4001
Legal Block4001
Legal Lot Number278
JurisdictionCOMAL TX
Township / Civil DivisionNEW BRAUNFELS
Census Block Group4
Census Block4041
Census Tract310100

Owner

448 Cross St, a residential property, is owned by an individual who bought it in September 2022.

Source: Comal County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address5022 LILLIAN ST, HOUSTON, TX 77007-5336
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
TEXAS NOTES LLC
Sep 24, 2018Warranty Deed, Transfer
J CUATRO INVESTMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022 · Amount on File
Deed SaleSep 13, 2022 · Amount on File
Prior SaleSep 24, 2018 · Amount on File
Deed Document Number202240849
Prior Transfer DateSep 7, 2022
Prior Transfer Doc0000040849
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOMAL TX
Recording DateSep 13, 2022
Property Address448 CROSS ST, NEW BRAUNFELS, TX 78130-5627
Document Number0006040849
Map ReferenceDOC 460195
Instrument DateSep 7, 2022
Instrument202206040849
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5022 LILLIAN ST, HOUSTON, TX 77007-5336

Mortgage

Document Number0006040850
DateSep 13, 2022
Instrument202206040850
Lender
NameTEXAS NOTES LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term24 Months
DueSep 7, 2024

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMAL TX
Recording DateSep 24, 2018
Property Address448 CROSS ST, NEW BRAUNFELS, TX 78130-5627
Document Number0006037582
Instrument DateSep 24, 2018
Instrument6037582
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 10 STAPLES TX 786700010, STAPLES, TX 78670-0010

Mortgage

Document Number6037583
DateSep 24, 2018
Instrument6037583
Lender
NameJ CUATRO INVESTMENT LLC
Address201 UNIVERSITY OAKS # 540, ROUND ROCK, TX 78665-2430
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 448 Cross St was $3,635, down 48.9% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
MunicipalityNew Braunfels City
Unified School DistrictNew Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,580 (+2.91%) Land $99,710 Building $113,870$213,580 (+2.91%) Land $99,710 Building $113,870
2025$3,635.00 (-48.94%)$207,550 Land $99,710 Building $107,840$207,550 Land $99,710 Building $107,840
2024$7,119.00
2023$423,660 Land $99,710 Building $323,950$423,660 Land $99,710 Building $323,950
2018$2,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Cross St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies70 units insured
incl. 63 condo units
Nearby Flood Claims10 (1998–2010)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2010 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2002 · 2 claims
  • Flooding 10/18/98, Oct 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BRAUNFELS UTILITIES
serves 116,477 people · EPA ID TX0460001
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.

Nearby Properties on Cross St

Nearby Streets

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