Culpeper County property record for 448 Cromwell Ct, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 968 sqft · built 1989 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jun 2018) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-B-3-13 |
| Primary APN | 50-B-3-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15374 |
|---|---|
| Street Address | 448 CROMWELL CT |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3776 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C2 |
| Legal Description | SOUTHRIDGE TOWNHOUSES SECT I LOT 13 2024 SQ FT |
| Legal Subdivision | 330 |
| Legal Lot Number | 13 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930502 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING |
| Apr 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE FREEDOM BANK OF VIRGINIA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING |
| Oct 21, 2019 | Deed of Trust, Mortgage CLEARPATH LNDG |
| Feb 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Jun 6, 2018 | Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Apr 22, 2004 · Amount on Record |
| Deed Document Number | 20183035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220001869 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 220001869 |
| Name | CLEARPATH LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Apr 8, 2024 |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 0240001361 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 240001361 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 0240001362 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 240001362 |
| Name | THE FREEDOM BANK OF VIRGINIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 210000508 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 210000508 |
| Name | CLEARPATH LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 190006122 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 448 CROMWELL CT CULPEPER VA 227013776, CULPEPER, VA 22701-3776 |
| Document Number | 190006122 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 6122 |
| Name | CLEARPATH LNDG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 190000737 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 448 CROMWELL CT CULPEPER VA 227013776, CULPEPER, VA 22701-3776 |
| Document Number | 190000737 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 737 |
| Name | CLEARPATH LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 6, 2018 |
| Property Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 180003035 |
| Instrument Date | May 7, 2018 |
| Instrument | 180003035 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 CROMWELL CT, CULPEPER, VA 22701-3776 |
| Document Number | 180003036 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 180003036 |
| Name | NEW PENN FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,005.00 (-16.67%) | $233,800 (+11.76%) Land $73,000 Building $160,800 | $233,800 (+11.76%) Land $73,000 Building $160,800 |
| 2024 | $1,206.00 (+3.7%) | ||
| 2023 | $1,163.00 | $209,200 Land $55,000 Building $154,200 | $209,200 Land $55,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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