448 Cotuit Bay Dr, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 448 Cotuit Bay Dr, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1975
Square Footage	3,116 sqft Living Area
Lot Size	24,394 sqft (0.56 acres)
Occupancy	Owner Occupied
Last Sale	$735,000 (2012)
Tax Bill	$11,889.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:055 L:032

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	448 COTUIT BAY DR, COTUIT, MA 02635-2935
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2012 · Amount on Record
Deed Sale	Aug 15, 2012 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Doc Number	20124
Deed Book / Page	26590 / 57
Last Transfer Date	Jan 09, 2023
Transfer Doc	0000009855
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	448 COTUIT BAY DR, COTUIT, MA 02635-2935
Document Number	33324-226
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 COTUIT BAY DR COTUIT MA 026352935, COTUIT, MA 02635-2935

Mortgage

Document Number	33324-226
Date	Oct 02, 2020
Book Page	033324/000226
Instrument	53227

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,889.00 (+11.78%)	$1,423,800 (+5.49%) Land $275,500 Building $1,148,300	$1,584,505
2024	$10,636.00 (+6.52%)	$1,349,700 (+13.14%) Land $275,500 Building $1,074,200
2023	$9,985.00	$1,192,900 Land $272,600 Building $920,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:055 L:032`
Alternative APN	`31520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,116 sqft Living Area
Gross Area	6,934 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,394 sqft (0.56 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	31520
Street Address	448 COTUIT BAY DR
City	COTUIT
State	MA
Zip	02635-2935
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	32
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	3
Census Block	3030
Census Tract	13200