Kenton County property record for 448 Commonwealth Ave, Erlanger, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,022 sqft · built 1956 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (May 2016) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-12-033.00 |
| Primary APN | 003-30-12-033.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Finished Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Street Address | 448 COMMONWEALTH AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1482 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BAIRD W E LOT 7 PT LOT 8 50'X 170' ES COMMONWEALTH 375' S BAKER |
| Legal Subdivision | BAIRD W E |
| Legal Lot Number | 7,8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 33, PERRY PARK, KY 40363-0033 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 31, 2017 | Deed of Trust, Mortgage STOCKYARD BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on Record |
| Deed Sale | May 23, 2016 · Amount on Record |
| Prior Sale | Dec 26, 2013 · Amount on Record |
| Deed Document Number | 201605 23 059 00016 |
| Deed Book / Page | 5897 / 163 |
| Prior Transfer Date | Aug 28, 2003 |
| Prior Transfer Doc | 0829059000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 448 COMMONWEALTH AVE, ERLANGER, KY 41018-1482 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005900201 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 338/73 |
| Instrument | 22021505900201 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 448 COMMONWEALTH AVE, ERLANGER, KY 41018-1482 |
| Document Number | 0000000108 |
| Book / Page | 0C6090 / 000262 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 448 COMMONWEALTH AVE ERLANGER KY 410181482, ERLANGER, KY 41018-1482 |
| Document Number | 0000000108 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 0C6090/000262 |
| Instrument | 108 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 5, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 | |
| 2025 | $2,638.00 (+1.54%) | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 |
| 2023 | $2,598.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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