448 Calle Miguel, San Clemente, CA 92672 Property Records

Orange County property record for 448 Calle Miguel, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1965
Lot Size	0.292 acres (12,734 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (Jun 2021)
Tax Bill	$20,898 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`690-122-05`

Property Details

APN / Parcel Number

Primary APN	`690-122-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	12,734 sqft (0.292 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	448 CALLE MIGUEL
City	SAN CLEMENTE
State	CA
Zip	92672-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5655 BLK LOT 44
Legal Subdivision	TRACT NO 5655
Legal Tract	5655
Legal Lot Number	44
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4001
Census Tract	42113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 3, 2021	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY
Aug 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jul 17, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	2021360838
Prior Transfer Date	Mar 26, 1998
Prior Transfer Doc	0000200172
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116

Mortgage

Document Number	0000299442
Date	Sep 7, 2022
Instrument	2022000299442

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116

Mortgage

Document Number	0000468965
Date	Jul 22, 2021
Instrument	2021000468965

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 3, 2021
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Document Number	0000360838
Map Reference	MB 209 PG 5-8
Instrument Date	May 13, 2021
Instrument	2021000360838
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 5199, SAN CLEMENTE, CA 92674-5199

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303734
Date	Aug 20, 2018
Instrument	2018000303734

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014181
Date	Jan 14, 2020
Instrument	2020000014181

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Document Number	0000093137
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 CALLE MIGUEL SAN CLEMENTE CA 926722116, SAN CLEMENTE, CA 92672-2116

Mortgage

Document Number	0000093137
Date	Mar 3, 2020
Instrument	93137

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 17, 2018
Property Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116
Document Number	0000260797
Map Reference	MB209 PG5-8
Instrument Date	Jun 14, 2018
Instrument	2018000260797
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE CO OF SOU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2116

Mortgage

Document Number	0000260798
Date	Jul 17, 2018
Instrument	2018000260798

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,118,716 (+2%) Land $1,900,726 Building $217,990
2025	$20,898.00 (+7.92%) Homeowner's exemption	$2,077,173 (+8.05%) Land $1,863,457 Building $213,716
2023	$19,364.00 (+4.66%) Homeowner's exemption	$1,922,430 Land $1,791,097 Building $131,333
2022	$18,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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