448 Cherry Elm Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 448 Cherry Elm Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,388 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Garage	Attached, 386 sqft
Last Sale	$340,000 (2025)
Tax Bill	$4,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027985-0890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,388 sqft Living Area
Gross Area	1,774 sqft Gross Area
1st Floor	1,388 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	386 sqft Garage
Porch Area	117 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	448 CHERRY ELM DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0133
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	113/64-74 SILVERLEAF 29B-2 LOT 89 OR6080/925
Legal Subdivision	SILVERLEAF 29B-2
Legal Block	1
Legal Lot Number	89
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027985-0890

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 WHITTIER LN, SCHAUMBURG, IL 60193-1161
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2025 · Amount on Record
Deed Sale	Jan 07, 2025 · Amount on Record
Prior Sale	Apr 09, 2024 · Amount on Record
Deed Doc Number	20251220
Deed Book / Page	6080 / 925
Record Refreshed	Sep 20, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 07, 2025
Property Address	448 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0133
Document Number	0060800925
Book / Page	6080 / 925
Map Reference	MB 113 PG 64-74
Instrument Date	Dec 31, 2024
Instrument	2025001220
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 WHITTIER LN, SCHAUMBURG, IL 60193-1161

Mortgage

Document Number	2025001221
Date	Jan 07, 2025
Instrument	2025001221

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,892 (-4.64%) Land $70,000 Building $201,892	$271,892 (-4.64%) Land $70,000 Building $201,892
2025	$4,174.00 (+407.79%)	$285,116 (+319.29%)	$285,116 (+319.29%) Land $69,000 Building $216,116
2024	$822.00 (+11.68%)	$68,000 (+17.24%)	$68,000 (+17.24%) Land $68,000
2023	$736.00	$58,000	$58,000 Land $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.