Frederick County property record for 448 Center St, Frederick, MD 21701 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,640 sqft · built 1979 |
| Lot Size | 0.124 acres (5,384 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (Aug 2024) |
| Tax Bill | $4,707 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-027224 |
| Primary APN | 02-027224 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,384 sqft (0.124 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 304 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 027224 |
|---|---|
| Street Address | 448 CENTER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 25 S 8 CENTER ST 50.00X107.19X50.01 CARROLLTON |
| Legal Subdivision | CARROLLTON |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-027224
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 CENTER ST, FREDERICK, MD 21701-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Oct 16, 2018 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2024 · Amount on Record |
| Deed Sale | Aug 02, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2018 · Amount on Record |
| Prior Transfer Date | Sep 02, 2020 |
| Prior Transfer Doc | 0141260417 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 30, 2020 |
| Property Address | 448 CENTER ST, FREDERICK, MD 21701-6363 |
| Document Number | 0141260417 |
| Book / Page | 14126 / 417 |
| Map Reference | MB 17 FO 82 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 448 CENTER ST, FREDERICK, MD 21701-6363 |
| Document Number | 14126422 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 14126/422 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 16, 2018 |
| Property Address | 448 CENTER ST, FREDERICK, MD 21701-6363 |
| Document Number | 0126710430 |
| Book / Page | 12671 / 0430 |
| Map Reference | MB17 FO82 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 448 CENTER ST, FREDERICK, MD 21701-6363 |
| Document Number | 0012671438 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 12671/438 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2048 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280,900 (+25.87%) Land $126,500 Building $154,400 | $280,900 (-) Land $126,500 Building $154,400 | |
| 2024 | $4,707.00 (+14.83%) | ||
| 2023 | $4,099.00 | $223,167 | $280,900 Land $126,500 Building $154,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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