448 Cabernet Dr, Vine Grove, KY 40175 Property Records

Hardin County property record for 448 Cabernet Dr, Vine Grove, KY 40175

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,795 sqft · built 2011
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$229,900 (Oct 2020)
Tax Bill$2,153 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140-10-03-098

Property Details

APN / Parcel Number

Primary APN140-10-03-098

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,795 sqft Living Area
Attic Area1,795 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleRanch
Exterior MaterialFrame/Masonry
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area441 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address448 CABERNET DR
CityVINE GROVE
StateKY
Zip40175-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVINELAND PARK LT98
Legal SubdivisionVINELAND PARK
Legal Lot Number98
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group1
Census Block1027
Census Tract800

Owner

448 Cabernet Dr is owned and occupied by an individual who bought it in October 2020.

Source: Hardin County records, as of January 16, 2026

Owner of RecordIndividual Name on File
Mailing Address448 CABERNET DR, VINE GROVE, KY 40175-8407
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 16, 2019Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2020 · Amount on File
Deed SaleOct 22, 2020 · Amount on File
Prior SaleOct 16, 2019 · Amount on File
Deed Document Number0001499627
Deed Book / Page1499 / 627
Record UpdatedJun 8, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateOct 22, 2020
Property Address448 CABERNET DR, VINE GROVE, KY 40175-8407
Document Number1499/627
Book / Page1499 / 627
Map ReferenceCAB 1 SH 3944-3949
Instrument DateOct 20, 2020
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 BRADDOCK DR, 141, LILLINGTON, NC 27546-6307

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 CABERNET DR, VINE GROVE, KY 40175-8407

Mortgage

Document Number002341/980
DateOct 22, 2020
Book Page2341/980
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateOct 16, 2019
Property Address448 CABERNET DR, VINE GROVE, KY 40175-8407
Document Number1480/559
Book / Page1480 / 559
Instrument DateOct 11, 2019
Instrument20190-00013699
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 ROBERTS CT, FORT KNOX, KY 40121-6097
InvestorPossibly a Property Investor

Mortgage

Document Number19000013699
DateOct 16, 2019
Instrument190-00013699
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record

Mortgage

Document Number001480/559
DateOct 16, 2019
Book Page1480/559
Instrument20190-00013699
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 448 Cabernet Dr was $2,153.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityVine Grove City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,153.00$229,900 Land $40,000 Building $189,900$229,900 Land $40,000 Building $189,900
2023$229,900 Land $40,000 Building $189,900$229,900 Land $40,000 Building $189,900
2021$2,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Cabernet Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2019–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Cabernet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVINE GROVE WATER DEPARTMENT
serves 6,703 people · EPA ID KY0470440
Water SourcePurchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jun 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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