448 Bus 23 E, Paynesville, MN 56362 Property Records

Stearns County property record for 448 Bus 23 E, Paynesville, MN 56362

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 352 sqft · built 1965
Lot Size	1.8 acres (78,727 sqft)
Owner	Individual Name on Record
Tax Bill	$3,618 (2023)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-38981-0010`

Property Details

APN / Parcel Number

Primary APN	`70-38981-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	352 sqft Living Area
Gross Area	18,582 sqft
1st Floor Area	3,528 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Bowstring Truss
Roof Material	Asphalt
Lot Area	78,727 sqft (1.8 acres)
Shed	1 Shed
Shed Area	384 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Old Parcel Number	70.38981.0010
Street Address	448 BUSINESS 23 E
City	PAYNESVILLE
State	MN
Zip	56362-4111
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 00A OF GILBERT'S 4TH ADD E 246.02' LOT A LESS S 218.25'
Legal Range	32
Legal Township	122
Legal Section	16
Legal Subdivision	GILBERTS 4TH ADD
Legal Lot Number	A
Jurisdiction	STEARNS MN
Township / Civil Division	PAYNESVILLE
Census Block Group	3
Census Block	3007
Census Tract	11000

Owner

Source: Stearns County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Transfer on Death Deed, Transfer
Feb 7, 2024	Affidavit, Transfer
Jan 13, 2017	Intrafamily Transfer, Transfer
Jan 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017
Deed Sale	Jan 13, 2017
Prior Sale	Jan 13, 2017
Deed Document Number	00A1487260
Last Transfer Date	Feb 7, 2024
Transfer Doc	00A1667444
Record Updated	Jun 7, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 7, 2024
Property Address	448 BUSINESS 23 E, PAYNESVILLE, MN 56362-4111
Document Number	00A1667444
Instrument Date	Feb 6, 2024
Instrument	A1667444
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Feb 7, 2024
Property Address	448 BUSINESS 23 E, PAYNESVILLE, MN 56362-4111
Document Number	00A1667443
Instrument Date	Feb 6, 2024
Instrument	A1667443
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58173 STATE HIGHWAY 55, EDEN VALLEY, MN 55329-9241

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Jan 13, 2017
Property Address	448 BUSINESS 23 E, PAYNESVILLE, MN 56362-4111
Document Number	00A1487261
Instrument Date	Jan 12, 2017
Instrument	A1487261
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	58173 STATE HIGHWAY 55, EDEN VALLEY, MN 55329-9241

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 13, 2017
Property Address	448 BUSINESS 23 E, PAYNESVILLE, MN 56362-4111
Document Number	00A1487260
Instrument Date	Jan 11, 2017
Instrument	A1487260
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58173 STATE HIGHWAY 55, EDEN VALLEY, MN 55329-9241

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Paynesville City
Unified School District	Paynesville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,618.00	$273,100 Land $78,700 Building $194,400	$273,100 Land $78,700 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Paynesville serves 2,575 people · EPA ID MN1730018
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Broadband Fiber	1,000 / 1,000
Meeker Cooperative Light & Power Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Intrepid Fiber Networks, Verizon.

Nearby Properties on Bus 23 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures