448 Beltrees St, Dunedin, FL 34698 Property Records

Pinellas County property record for 448 Beltrees St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1981
Lot Size	0.098 acres (4,282 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Jun 2020)
Tax Bill	$5,605 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-3537-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-3537-3`
Alternative APNs	`34-28-15-75438-000-0080` `281534754380000080` `152834754380000080` `R372634`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	744 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,282 sqft (0.098 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	352 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R372634
Street Address	448 BELTREES ST
City	DUNEDIN
State	FL
Zip	34698-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RILLINGS SUB G. F. E 40FT OF LOT 8 LESS S 10FT FOR RD R/W
Legal Range	15E
Legal Township	28S
Legal Section	34
Legal Subdivision	RILLINGS SUB G. F.
Legal Tract	75438
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3029
Census Tract	27000

Owner

448 Beltrees St is owned and occupied by two individuals who acquired it in June 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	2020193226
Deed Book / Page	21056 / 688
Last Transfer Date	Jun 10, 2024
Transfer Doc	0228320087
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 BELTREES ST, DUNEDIN, FL 34698-7903

Mortgage

Document Number	0226522012
Date	Dec 15, 2023
Book Page	22652/2012
Instrument	2023317687

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 20, 2023
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Document Number	0224142070
Book / Page	22414 / 2070
Map Reference	MB 3 PG 35
Instrument Date	Apr 20, 2023
Instrument	2023103095
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471 BASS BLVD, DUNEDIN, FL 34698-4360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 BELTREES ST, DUNEDIN, FL 34698-7903

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 26, 2020
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Document Number	0210560688
Book / Page	21056 / 688
Map Reference	MB 3 PG 35
Instrument Date	Jun 10, 2020
Instrument	2020193226
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1480 STURBRIDGE CT, 1480, DUNEDIN, FL 34698-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 BELTREES ST, DUNEDIN, FL 34698-7903

Mortgage

Document Number	0210560689
Date	Jun 26, 2020
Book Page	21056/689
Instrument	2020193227

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 18, 2019
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Document Number	0208120734
Book / Page	020812 / 000734
Instrument Date	Dec 17, 2019
Instrument	402908
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1480 STURBRIDGE CT DUNEDIN FL 346982262, DUNEDIN, FL 34698-2262

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 5, 2019
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Document Number	0204191014
Book / Page	020419 / 001014
Instrument Date	Jan 31, 2019
Instrument	37774
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 BROADWAY AVE CLEARWATER FL 337551005, CLEARWATER, FL 33755-1005

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 30, 2017
Property Address	448 BELTREES ST, DUNEDIN, FL 34698-7903
Document Number	0198580434
Book / Page	019858 / 000434
Instrument Date	Nov 14, 2017
Instrument	364007
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$507.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5860 BAYSHORE DR SEMINOLE FL 337727109, SEMINOLE, FL 33772-7109

Tax Assessment & Valuation

The 2025 property tax bill for 448 Beltrees St was $5,605 with a homeowner's exemption, up 13% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,605.00 (+12.96%) Homeowner's exemption	$360,014 Land $216,011 Building $144,003	$360,014 Land $216,011 Building $144,003
2024	$4,962.00 (+69.7%)
2023	$2,924.00 (+3.1%) Homeowner's exemption	$208,410 (+3%)	$288,503 (+19.34%) Land $202,802 Building $85,701
2022	$2,836.00 Homeowner's exemption	$202,340	$241,753 Land $178,529 Building $63,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Beltrees St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	335 units insured incl. 184 condo units
Nearby Flood Claims	44 (1979–2024)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 31 claims Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 Beltrees St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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