448 Belk St, Lancaster, SC 29720 Property Records

Lancaster County property record for 448 Belk St, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,138 sqft · built 1955
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Aug 2025)
Tax Bill$587 (2025)
Deeds & MortgagesJul 2018 Mortgage
Nov 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0081C-0G-006.00

Property Details

APN / Parcel Number

Primary APN0081C-0G-006.00
Alternative APN
  • 13054

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,138 sqft Living Area
Gross Area1,264 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number13054
Street Address448 BELK ST
CityLANCASTER
StateSC
Zip29720-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Description246X209X250X209
Legal SubdivisionWILLIAM P STOGNER LANDS
Legal Lot Number128-136
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3001
Census Tract10700

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address448 BELK ST, LANCASTER, SC 29720-3606
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 18, 2020Deed, Transfer
NIGHBORHOOD ASSISTANCE CORPORATION OF AM
Jan 20, 2022Re-recorded Document
Jul 11, 2018Grant Deed
ATTORNEY ONLY
Jun 4, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2025 · Amount on Record
Deed SaleAug 22, 2025 · Amount on Record
Prior SaleJan 20, 2022 · Amount on Record
Deed Document Number202511124
Deed Book / Page1956 / 75
Prior Transfer DateNov 15, 2020
Prior Transfer Doc0000001011
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address448 BELK ST, LANCASTER, SC 29720-3606
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009760
DateJul 11, 2018
Book Page3581/025
Instrument2018009760
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateNov 18, 2020
Property Address448 BELK ST, LANCASTER, SC 29720-3606
Document Number0000020813
Book / Page1384 / 55
Map ReferenceMB 2 PG 68
Instrument DateNov 18, 2020
Instrument2020020813
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 BELK ST, LANCASTER, SC 29720-3606

Mortgage

Document Number0000020815
DateNov 18, 2020
Book Page4202/324
Instrument2020020815
Lender
NameNIGHBORHOOD ASSISTANCE CORPORATION OF AM
TypeNon-Lending Institution
AddressROXBURY, MA 02119
Agreement
AmountAmount Recorded

January 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLANCASTER SC
Recording DateJan 20, 2022
Property Address448 BELK ST, LANCASTER, SC 29720-3606
Document Number0000001011
Book / Page1511 / 5
Map ReferenceMB 2 PG 68
Instrument DateNov 18, 2020
Instrument2022001011
Record UpdatedAug 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 BELK ST, LANCASTER, SC 29720-3606

July 2018: Grant Deed

Document TypeGrant Deed
JurisdictionLANCASTER SC
Recording DateJul 11, 2018
Property Address448 BELK ST, LANCASTER, SC 29720-3606
Document Number0000009759
Book / Page001154 / 000050
Instrument DateMay 31, 2018
Instrument9759
Record UpdatedJul 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$233.10
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4027 WATERS EDGE LN LANCASTER SC 297206511, LANCASTER, SC 29720-6511

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateJun 4, 2018
Property Address448 BELK ST, LANCASTER, SC 29720-3606
Document Number0000007876
Book / Page1145 / 158
Map ReferenceMB2 PG68
Instrument DateMay 31, 2018
Instrument2018007876
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
Tax$233.10
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4027 WATERS EDGE LN, LANCASTER, SC 29720-6511

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$587.00 (-6.08%)$4,678 (+15%) Land $695 Building $3,983$125,800 (+23.7%) Land $18,700 Building $107,100
2024$625.00 (+0.48%)
2023$622.00 (+0.48%)$4,068 (-) Land $576 Building $3,492$101,700 (-) Land $14,400 Building $87,300
2022$619.00$4,068 Land $576 Building $3,492$101,700 Land $14,400 Building $87,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 14,074 people · EPA ID SC2910001
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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