Lancaster County property record for 448 Belk St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,138 sqft · built 1955 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Aug 2025) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081C-0G-006.00 |
| Primary APN | 0081C-0G-006.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 1,264 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Porch |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 13054 |
|---|---|
| Street Address | 448 BELK ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 246X209X250X209 |
| Legal Subdivision | WILLIAM P STOGNER LANDS |
| Legal Lot Number | 128-136 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10700 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 18, 2020 | Deed, Transfer NIGHBORHOOD ASSISTANCE CORPORATION OF AM |
| Jan 20, 2022 | Re-recorded Document |
| Jul 11, 2018 | Grant Deed ATTORNEY ONLY |
| Jun 4, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Jan 20, 2022 · Amount on Record |
| Deed Document Number | 202511124 |
| Deed Book / Page | 1956 / 75 |
| Prior Transfer Date | Nov 15, 2020 |
| Prior Transfer Doc | 0000001011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009760 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 3581/025 |
| Instrument | 2018009760 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Nov 18, 2020 |
| Property Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Number | 0000020813 |
| Book / Page | 1384 / 55 |
| Map Reference | MB 2 PG 68 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020020813 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Number | 0000020815 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 4202/324 |
| Instrument | 2020020815 |
| Name | NIGHBORHOOD ASSISTANCE CORPORATION OF AM |
|---|---|
| Type | Non-Lending Institution |
| Address | ROXBURY, MA 02119 |
| Amount | Amount Recorded |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jan 20, 2022 |
| Property Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Number | 0000001011 |
| Book / Page | 1511 / 5 |
| Map Reference | MB 2 PG 68 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2022001011 |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 11, 2018 |
| Property Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Number | 0000009759 |
| Book / Page | 001154 / 000050 |
| Instrument Date | May 31, 2018 |
| Instrument | 9759 |
| Record Updated | Jul 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $233.10 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4027 WATERS EDGE LN LANCASTER SC 297206511, LANCASTER, SC 29720-6511 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 4, 2018 |
| Property Address | 448 BELK ST, LANCASTER, SC 29720-3606 |
| Document Number | 0000007876 |
| Book / Page | 1145 / 158 |
| Map Reference | MB2 PG68 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018007876 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $233.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4027 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 (-6.08%) | $4,678 (+15%) Land $695 Building $3,983 | $125,800 (+23.7%) Land $18,700 Building $107,100 |
| 2024 | $625.00 (+0.48%) | ||
| 2023 | $622.00 (+0.48%) | $4,068 (-) Land $576 Building $3,492 | $101,700 (-) Land $14,400 Building $87,300 |
| 2022 | $619.00 | $4,068 Land $576 Building $3,492 | $101,700 Land $14,400 Building $87,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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