448 Bay Point Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 448 Bay Point Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Trust Names on File
Last Sale	$182,500 (Aug 2006)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083136E D 03600`

Property Details

APN / Parcel Number

Primary APN	`083136E D 03600`
Alternative APN	`136E D 03600`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling
Canopy	700 sqft
Boat Access	Boat Access
Boat House	2 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 BAY POINT DR
City	GALLATIN
State	TN
Zip	37066-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 19-19 PAGE: 116-25 BLOCK: LOT: 133-133 SUBD: WOODHAVEN ON THE LAKE RESU
Legal Subdivision	WOODHAVEN ON THE LAK
Legal Lot Number	133-133
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	20501

Owner

448 Bay Point Dr is held in a trust since August 2006.

Source: Sumner County records, as of July 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	78 WILL ROGERS DR, 202, SARANAC LAKE, NY 12983-2485
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2006 · Amount on File
Deed Sale	Aug 23, 2006 · Amount on File
Prior Sale	Dec 19, 2005 · Amount on File
Deed Document Number	2006807203
Deed Book / Page	2576 / 331
Prior Transfer Date	Sep 30, 2001
Prior Transfer Doc	0013590411
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 1, 2026
Property Address	448 BAY POINT DR, GALLATIN, TN 37066-7408
Document Number	0001556087
Book / Page	6886 / 262
Instrument Date	Jun 24, 2026
Instrument	20261556087
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

The 2025 property tax bill for 448 Bay Point Dr was $1,671.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00	$117,575 Land $108,000 Building $9,575
2024			$470,300 Land $432,000 Building $38,300
2023	$3,365.00 (-0.33%)	$110,275 (-) Land $102,950 Building $7,325
2022	$3,376.00	$110,275 Land $102,950 Building $7,325
2021			$441,100 Land $411,800 Building $29,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2007–2013)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Bay Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20