448 Alphonse St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 448 Alphonse St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,363 sqft · built 1915
Lot Size	0.121 acres (5,310 sqft)
Owner	Individual Name on Record
Tax Bill	$399 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072893-00.0`

Property Details

APN / Parcel Number

Primary APN	`072893-00.0`
Alternative APN	`261400 106.26-3-26`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,363 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	635 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,310 sqft (0.121 acres)
Lot Dimensions	143 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	072893-00.0
Street Address	448 ALPHONSE ST
City	ROCHESTER
State	NY
Zip	14621-4946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0080.00 205 22 00000 35 ST JACOBS AMD SUB
Legal Subdivision	ST JACOBS TRACT
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NY ST AFFORDABLE HSNG
Apr 1, 2022	Deed of Trust, Mortgage NEW YORK STATE HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 8, 2003
Transfer Doc	9782000049
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 24, 2026
Property Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946
Document Number	0003457289
Book / Page	31416 / 241
Instrument Date	Jun 30, 2026
Instrument	20263457289
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946

Mortgage

Document Number	0003457289,
Date	Aug 24, 2026
Book Page	31416/241
Instrument	20263457289

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 5, 2051

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 14, 2026
Property Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946
Document Number	0003420001
Book / Page	31322 / 55
Instrument Date	Jan 5, 2026
Instrument	20263420001
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946

Mortgage

Document Number	0003420001,
Date	May 14, 2026
Book Page	31322/55
Instrument	20263420001

Lender

Name	NY ST AFFORDABLE HSNG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.19%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 ALPHONSE ST, ROCHESTER, NY 14621-4946

Mortgage

Document Number	0000001460
Date	Apr 1, 2022
Book Page	29816/194
Instrument	202204011460

Lender

Name	NEW YORK STATE HOUSING FINANCE AGENCY
Type	Government Agency
Address	NEW YORK, NY 10022

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$399.00 (-8.49%) Homeowner's exemption Senior Citizen's exemption
2025	$436.00	$76,900 (+70.89%) Land $11,000 Building $65,900	$76,900 (+41.84%) Land $11,000 Building $65,900
2023		$45,000 Land $4,100 Building $40,900	$54,217 Land $4,940 Building $49,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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