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448 78th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 448 78th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1950
Lot Size0.123 acres (5,367 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jun 2025)
Tax Bill$3,411 (2026)
Deeds & MortgagesJul 2025 Transfer
Jun 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN291100 160.60-1-13

Property Details

APN / Parcel Number

Primary APN291100 160.60-1-13
Alternative APNs
  • 11001600600001013000
  • 14/7827.B

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area836 sqft
Upper Floors Area364 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,367 sqft (0.123 acres)
Lot Dimensions134 ft deep x 40 ft wide
PorchSlab
Porch Area198 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14/7827.B
Street Address448 78TH ST
CityNIAGARA FALLS
StateNY
Zip14304-3336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 438 BL D LT CEN PT 5
Legal Block1
Legal Lot Number13.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group3
Census Block3010
Census Tract22100

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2459 MICHIGAN AVE, NIAGARA FALLS, NY 14305-3113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Correction Deed
Jun 30, 2025Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Jun 3, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Deed Document Number20259309
Prior Transfer DateMay 9, 2025
Prior Transfer Doc0000007884
Record UpdatedOct 29, 2026

July 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionNIAGARA NY
Recording DateJul 9, 2025
Property Address448 78TH ST, NIAGARA FALLS, NY 14304-3336
Document Number0000009883
Instrument DateJul 9, 2025
Instrument2025-09883
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJun 30, 2025
Property Address448 78TH ST, NIAGARA FALLS, NY 14304-3336
Document Number0000009309
Map ReferenceMB 9 PG 76&77
Instrument DateJun 30, 2025
Instrument2025-09309
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address448 78TH ST, NIAGARA FALLS, NY 14304-3336

Transferred To (Grantee/Buyer)

NameVerified Name
Address2459 MICHIGAN AVE, NIAGARA FALLS, NY 14305-3113

Mortgage

Document Number0000009310
DateJun 30, 2025
Instrument2025-09310
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateJun 3, 2025
Property Address448 78TH ST, NIAGARA FALLS, NY 14304-3336
Document Number0000007884
Map ReferenceMB 9 PG 76&77
Instrument DateJun 3, 2025
Instrument2025-07884
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 NIAGARA FALLS BLVD, NIAGARA FALLS, NY 14304-4560

Transferred To (Grantee/Buyer)

NameVerified Name
Address2600 NIAGARA FALLS BLVD # 353, 353, NIAGARA FALLS, NY 14304-4560

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,411.00 (+44.23%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$2,365.00$62,000 (-) Land $3,000 Building $59,000$137,800 (+20.03%) Land $6,668 Building $131,132
2023$62,000 Land $3,000 Building $59,000$114,800 Land $5,555 Building $109,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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