448 4th St, Monongahela, PA 15063 Property Records

Washington County property record for 448 4th St, Monongahela, PA 15063

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,177 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2022)
Tax Bill	$3,434 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-013-00-02-0009-00`

Property Details

APN / Parcel Number

Primary APN	`440-013-00-02-0009-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,177 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	55 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 4TH ST
City	MONONGAHELA
State	PA
Zip	15063-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 10 HSE 2 STY BR & GAR
Legal Lot Number	10
Jurisdiction	WASHINGTON PA
Township / Civil Division	MONONGAHELA
Census Block Group	1
Census Block	1048
Census Tract	773200

Owner

448 4th St is owned and occupied by an individual who bought it in October 2022.

Source: Washington County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	448 4TH ST, MONONGAHELA, PA 15063-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed, Transfer · Conventional Mortgage WASHINGTON FINANCIAL BANK
Apr 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOERSET TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Deed Document Number	202224416
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON PA
Recording Date	Oct 4, 2022
Property Address	448 4TH ST, MONONGAHELA, PA 15063-2546
Document Number	0000024416
Map Reference	MB 1 PG 76
Instrument Date	Oct 4, 2022
Instrument	202224416
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	WASHINGTON SETTLEMENT SERVICES, WASHINGTON STLMT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 4TH ST, MONONGAHELA, PA 15063-2546

Mortgage

Document Number	0000024417
Date	Oct 4, 2022
Instrument	202224417

Lender

Name	WASHINGTON FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	448 4TH ST, MONONGAHELA, PA 15063-2546
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008183
Date	Apr 1, 2022
Instrument	202208183

Lender

Name	SOERSET TRUST COMPANY
Type	Non-Lending Institution
Address	UNIONTOWN, PA 15401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 448 4th St was $3,434, up 4.8% from the year before.

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
Municipality	Monongahela City
Unified School District	Ringgold School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,434.00 (+4.82%)	$110,500 (-) Land $21,000 Building $89,500	$110,500 Land $21,000 Building $89,500
2025	$3,276.00	$110,500 Land $21,000 Building $89,500
2023	$2,718.00	$110,500 (-) Land $21,000 Building $89,500
2022	$2,718.00	$110,500 Land $21,000 Building $89,500
2015			$110,500 Land $21,000 Building $89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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