Rensselaer County and Troy City property record for 448 3rd Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1890 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Jan 2022) |
| Tax Bill | $4,953 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2019 Sale & Mortgage |
| APN | 381700 80.71-3-14 |
| Primary APN | 381700 80.71-3-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 704 sqft |
| 2nd Floor Area | 448 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 120 ft deep x 19.5 ft wide |
| Garage Type | Detached |
| Garage Area | 266 sqft |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 39 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1603310 |
|---|---|
| Street Address | 448 3RD AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR HSE 273-8/SPT 99 |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 40200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 3RD AVE, TROY, NY 12182-2932 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 7, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2019 · Amount on Record |
| Deed Document Number | 2022604453 |
| Deed Book / Page | 9913 / 164 |
| Prior Transfer Date | Sep 19, 2014 |
| Prior Transfer Doc | 0072850000000115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 26, 2022 |
| Property Address | 448 3RD AVE, TROY, NY 12182-2932 |
| Document Number | 0099130164 |
| Book / Page | 9913 / 164 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2022-604453 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WINDING CREEK WAY, COHOES, NY 12047-4854 |
| Document Number | 2022604454 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-604454 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 7, 2019 |
| Property Address | 448 3RD AVE, TROY, NY 12182-2932 |
| Document Number | 0000545380 |
| Book / Page | 008727 / 000244 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 545380 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 179 6TH AVE TROY NY 121801036, TROY, NY 12180-1036 |
| Document Number | 545381 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 008727/000248 |
| Instrument | 545381 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2049 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,953.00 (-5.19%) | ||
| 2025 | $5,224.00 (+68.73%) | $71,000 (-) Land $8,000 Building $63,000 | $121,600 (+19.92%) Land $13,701 Building $107,899 |
| 2023 | $71,000 (-) Land $8,000 Building $63,000 | $101,400 (+8.54%) Land $11,425 Building $89,975 | |
| 2022 | $3,096.00 | $71,000 Land $8,000 Building $63,000 | $93,421 Land $10,526 Building $82,895 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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