448 22nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 448 22nd St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1909
Lot Size	0.065 acres (2,825 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Nov 2014)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-100-018-1`

Property Details

APN / Parcel Number

Primary APN	`514-100-018-1`
Alternative APN	`514-100-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1940
Lot Area	2,825 sqft (0.065 acres)

Location & Zoning

Street Address	448 22ND ST
City	RICHMOND
State	CA
Zip	94801-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY OF RICHMOND LOT 13 BLK 111
Legal Subdivision	RICHMOND AMD
Legal Block	111
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	375000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	448 22ND ST, RICHMOND, CA 94801-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage M SQUARED FINANCIAL LLC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	2014205917
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0000265156
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	448 22ND ST, RICHMOND, CA 94801-3308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159116
Date	Oct 5, 2018
Instrument	2018-159116

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	448 22ND ST, RICHMOND, CA 94801-3308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5708 CLINTON AVE, RICHMOND, CA 94805-1574

Mortgage

Document Number	0000224853
Date	Oct 2, 2020
Instrument	2020-224853

Lender

Name	TRI EMERALD FINANCIAL GROUP INC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	448 22ND ST, RICHMOND, CA 94801-3308
Document Number	0000209894
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5708 CLINTON AVE RICHMOND CA 948051574, RICHMOND, CA 94805-1574

Mortgage

Document Number	0000209894
Date	Nov 22, 2019
Instrument	209894

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,062 (+2%) Land $142,503 Building $31,559
2025	$5,157.00 (+15.55%)	$170,650 (+4.04%) Land $139,709 Building $30,941
2023	$4,463.00 (+20.95%)	$164,026 Land $134,285 Building $29,741
2022	$3,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 22nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures