448 2000th St, Earling, IA 51530 Property Records

Shelby County property record for 448 2000th St, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,674 sqft · built 1941
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,500 (Mar 2009)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`830427404001`

Property Details

APN / Parcel Number

Primary APN	`830427404001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	594 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	232 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	448 2000TH ST
City	EARLING
State	IA
Zip	51530-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-81-40 PT SE SE LT 1 4.60 NET AC
Legal Range	40W
Legal Township	81N
Legal Section	27
Legal Lot Number	1
Jurisdiction	SHELBY IA
Township / Civil Division	GROVE
Census Block Group	4
Census Block	4064
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 2000TH ST, EARLING, IA 51530-5302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON COUNTY BANK
Dec 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Feb 14, 2020	Warranty Deed, Transfer
Mar 4, 2009	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jan 24, 2006	Warranty Deed, Transfer · Conventional Mortgage OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2009 · Amount on Record
Deed Sale	Mar 4, 2009 · Amount on Record
Prior Sale	Jan 24, 2006 · Amount on Record
Deed Document Number	2009565
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	448 2000TH ST, EARLING, IA 51530-5302
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210468
Date	Mar 2, 2021
Instrument	2021-0468

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	448 2000TH ST, EARLING, IA 51530-5302
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020083417
Date	Dec 29, 2008
Instrument	2008-3417

Lender

Name	FARMERS TRUST & SAVINGS BANK
Address	EARLING, IA 51530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 14, 2020
Property Address	448 2000TH ST, EARLING, IA 51530-5302
Document Number	0020200227
Instrument Date	Feb 14, 2020
Instrument	2020-0227
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 2000TH ST, EARLING, IA 51530-5302

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 4, 2009
Property Address	448 2000TH ST, EARLING, IA 51530-5302
Document Number	0020090565
Map Reference	DOC1879-96
Instrument Date	Feb 25, 2009
Instrument	2009-0565
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 2000TH ST, EARLING, IA 51530-5302

Mortgage

Document Number	0020090566
Date	Mar 4, 2009
Instrument	2009-0566

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2024

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jan 24, 2006
Property Address	448 2000TH ST, EARLING, IA 51530-5302
Document Number	0020060224
Map Reference	DOC1879-96
Instrument Date	Jan 16, 2006
Instrument	2006-0224
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 200TH ST, EARLING, IA 51530

Mortgage

Document Number	0020060226
Date	Jan 24, 2006
Instrument	2006-0226

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

Mortgage

Document Number	0020060225
Date	Jan 24, 2006
Instrument	2006-0225

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2008
Change Frequency	Monthly
Min Rate At Change	10%
Max Rate At Change	13%
Index	LIBOR
Max Rate	16%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+3.68%)	$170,345 (-) Land $39,440 Building $130,905	$170,345 (-) Land $39,440 Building $130,905
2025		$170,345 (+12.08%) Land $39,440 Building $130,905	$170,345 (+12.08%) Land $39,440 Building $130,905
2024	$1,848.00 (+19.38%)
2023		$151,991 (+29.35%) Land $39,440 Building $112,551	$151,991 (+29.35%) Land $39,440 Building $112,551
2022	$1,548.00 Homeowner's exemption	$117,501 Land $39,440 Building $78,061
2021			$117,501 Land $39,440 Building $78,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100

Cell Coverage

4G LTE only, no 5G reported

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