Bergen County and Cresskill Borough property record for 448 12th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,699 sqft · built 1930 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Oct 2004) |
| Tax Bill | $16,273 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00102-0000-00015 |
| Primary APN | 08-00102-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,699 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Lot Area | 10,402 sqft (0.239 acres) |
| Lot Dimensions | 104 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 147800 |
|---|---|
| Street Address | 448 12TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X104 L16-19 |
| Legal Subdivision | CRESSKILL MANOR |
| Legal Block | 102 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 12TH ST, CRESSKILL, NJ 07626-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2004 · Amount on Record |
| Deed Sale | Oct 6, 2004 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Book / Page | 8732 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 448 12TH ST, CRESSKILL, NJ 07626-1242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041581444 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 4158/1444 |
| Instrument | 2021080784 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2031 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818,300 (+14.1%) Land $487,200 Building $331,100 | $818,300 (+14.1%) Land $487,200 Building $331,100 | |
| 2025 | $16,273.00 (+6.81%) | $717,200 (+12.71%) Land $408,400 Building $308,800 | $717,200 (+12.71%) Land $408,400 Building $308,800 |
| 2024 | $15,235.00 (+5.69%) | ||
| 2023 | $636,300 Land $348,100 Building $288,200 | $636,300 Land $348,100 Building $288,200 | |
| 2022 | $14,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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