44790 Co Rd 23, Coshocton, OH 43812 Property Records

Coshocton County property record for 44790 Co Rd 23, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,498 sqft · built 1996
Lot Size	0.601 acres (26,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Jan 2010 Mortgage Jun 2006 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001423-6`

Property Details

APN / Parcel Number

Primary APN	`001423-6`
Alternative APN	`0130000043600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,180 sqft (0.601 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001423-6
Street Address	44790 COUNTY ROAD 23
City	COSHOCTON
State	OH
Zip	43812-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE QTR 10 DOC 831
Legal Subdivision	BIG VALLEY SUBDIVISION
Jurisdiction	COSHOCTON OH
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4052
Census Tract	961000

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2010	Deed of Trust, Mortgage · ARM OHIO HERITAGE BANK
Jun 14, 2006	Deed of Trust, Mortgage · Line of Credit BALTIC STATE BANK
Jul 8, 2015	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 6, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE HOME LOAN SAVINGS BANK
Feb 3, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 30, 2013	Warranty Deed, Transfer · ARM OHIO HERITAGE BANK
Jun 14, 2006	Warranty Deed, Transfer · Conventional Mortgage BALTIC STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	2026450
Deed Book / Page	810 / 2283
Prior Transfer Date	Mar 16, 2010
Prior Transfer Doc	000513/610
Record Updated	Jun 8, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/696
Date	Jan 5, 2010
Book Page	512/696
Instrument	201000001046

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 7, 2013
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	10.5%
Index	3-Year TN

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000415/960
Date	Jun 14, 2006
Book Page	415/960
Instrument	200600003110

Lender

Name	BALTIC STATE BANK
Address	BALTIC, OH 43804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000674/864
Date	Jul 8, 2015
Book Page	674/864
Instrument	201500002660

Lender

Name	PNC BANK NA
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746

Mortgage

Document Number	00805/1071
Date	Mar 6, 2025
Book Page	805/1071
Instrument	202500000924

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	413 MAIN ST, COSHOCTON, OH 43812

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Feb 3, 2026
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Document Number	00810/2283
Book / Page	810 / 2283
Instrument Date	Jan 30, 2026
Instrument	202600000450
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202600000451
Date	Feb 3, 2026
Instrument	202600000451

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jul 30, 2013
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Document Number	000615/865
Book / Page	615 / 865
Map Reference	MB3 PG53-A
Instrument Date	Jul 25, 2013
Instrument	201300003317
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746

Mortgage

Document Number	000615/867
Date	Jul 30, 2013
Book Page	615/867
Instrument	201300003318

Lender

Name	OHIO HERITAGE BANK
Type	Non-Lending Institution
Address	COSHOCTON, OH 43812

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2043

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 24, 2018
Change Frequency	5 Years
Min Rate At Change	4%
Index	5-Year CMT
Max Rate	10%

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 14, 2006
Property Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746
Document Number	000415/923
Book / Page	415 / 923
Instrument Date	Jun 12, 2006
Instrument	200600003103
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44790 COUNTY ROAD 23, COSHOCTON, OH 43812-9746

Mortgage

Document Number	000415/925
Date	Jun 14, 2006
Book Page	415/925
Instrument	200600003104

Lender

Name	BALTIC STATE BANK
Address	BALTIC, OH 43804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Jackson Township
Unified School District	River View Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (+0.5%)	$58,490 (-) Land $11,340 Building $47,150	$167,110 (-) Land $32,400 Building $134,710
2024	$2,015.00 (+24.54%) Homeowner's exemption	$58,490 (+29.72%) Land $11,340 Building $47,150	$167,110 (+29.72%) Land $32,400 Building $134,710
2023	$1,618.00 (-2.82%) Homeowner's exemption	$45,088 (-) Land $7,585 Building $37,503
2022	$1,665.00 Homeowner's exemption	$45,088 Land $7,585 Building $37,503
2021			$128,820 Land $21,670 Building $107,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1978–2015)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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