Sacramento County property record for 4478 Windcloud Ave, Sacramento, CA 95838
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,824 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $418,000 (Nov 2020) |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Nov 2018 Sale + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 237-0520-017-0000 |
| Primary APN | 237-0520-017-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| 1st Floor Area | 2,207 sqft |
| Family Room | Family Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4478 WINDCLOUD AVE |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95838-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUNRISE NORTHWIND 03, LOT 203 |
| Legal Subdivision | SUNRISE NORTHWIND 03 |
| Legal Lot Number | 203 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 6704 |
4478 Windcloud Ave is owned and occupied by an individual who bought it in November 2020.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4478 WINDCLOUD AVE, SACRAMENTO, CA 95838-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2020 | Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Nov 29, 2018 | Grant Deed, Transfer ULTRA ESCROW INC |
| Nov 29, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Aug 8, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Nov 29, 2018 · Amount on File |
| Deed Book / Page | 20201119 / 1582 |
| Prior Transfer Date | Jan 12, 2010 |
| Prior Transfer Doc | 0000000203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 19, 2020 |
| Property Address | 4478 WINDCLOUD AVE, SACRAMENTO, CA 95838-2255 |
| Document Number | 2011191582 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2011191582 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4478 WINDCLOUD AVE SACRAMENTO CA 958382255, SACRAMENTO, CA 95838-2255 |
| Document Number | 2011191583 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2011191583 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 29, 2018 |
| Property Address | 4478 WINDCLOUD AVE, SACRAMENTO, CA 95838-2255 |
| Document Number | 1811290134 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 1811290134 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ULTRA ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $370.15 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 614 MAIN AVE SACRAMENTO CA 958382214, SACRAMENTO, CA 95838-2214 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 29, 2018 |
| Property Address | 4478 WINDCLOUD AVE, SACRAMENTO, CA 95838-2255 |
| Document Number | 1811290133 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 1811290133 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 614 MAIN AVE SACRAMENTO CA 958382214, SACRAMENTO, CA 95838-2214 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 8, 2018 |
| Property Address | 4478 WINDCLOUD AVE, SACRAMENTO, CA 95838-2255 |
| Document Number | 1808080795 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 1808080795 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $369.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4478 WINDCLOUD AVE SACRAMENTO CA 958382255, SACRAMENTO, CA 95838-2255 |
The 2025 property tax bill for 4478 Windcloud Ave was $5,910, down 14.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Secondary School District | Twin Rivers Unified School District (7-12) (07 - 12) |
| Elementary School District | Robla Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $461,502 (+2%) Land $110,406 Building $351,096 | |
| 2025 | $5,910.00 (-14.47%) | $452,454 Land $108,242 Building $344,212 |
| 2024 | $6,910.00 (+17.54%) | |
| 2023 | $5,879.00 (+6%) | $434,887 Land $104,040 Building $330,847 |
| 2022 | $5,546.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4478 Windcloud Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4478 Windcloud Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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